3911 Apple St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 3911 Apple St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,190 sqft · built 1890
Lot Size	0.057 acres (2,483 sqft)
Owner	Company Name on File
Last Sale	$65,500 (Nov 2022)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`194-0011-0284-00`

Property Details

APN / Parcel Number

Primary APN	`194-0011-0284-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,190 sqft Living Area
Gross Area	1,785 sqft
1st Floor Area	595 sqft
2nd Floor Area	595 sqft
Basement Area	595 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3911 APPLE ST
City	CINCINNATI
State	OH
Zip	45223-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ML
Legal Description	APPLE ST 50 X 50 IRR PT LOT 75 E KNOWLTONS SUB
Legal Subdivision	KNOWLTONS SUB
Legal Lot Number	75
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1038
Census Tract	27700

Owner

3911 Apple St is owned by a company that acquired it in February 2023.

Source: Hamilton County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	1928 WASHBURN ST, CINCINNATI, OH 45223-1967
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Feb 3, 2023	Quit Claim Deed, Transfer · Conventional Mortgage CINFED CU
Nov 4, 2022	Warranty Deed, Transfer
Apr 8, 2021	Transfer on Death Deed, Transfer
Nov 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Document Number	2022103427
Deed Book / Page	14788 / 535
Last Transfer Date	Feb 3, 2023
Transfer Doc	0000008591
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 14, 2026
Property Address	3911 APPLE ST, CINCINNATI, OH 45223-2603
Document Number	0000075515
Book / Page	15749 / 656
Instrument Date	Mar 10, 2026
Instrument	202675515
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5700 ROE ST, CINCINNATI, OH 45227-2228

Mortgage

Document Number	0000075515,
Date	Sep 14, 2026
Book Page	15749/656
Instrument	202675515

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	1 Months
Due	Oct 1, 2026

Interest

Max Rate	-1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 3, 2023
Property Address	3911 APPLE ST, CINCINNATI, OH 45223-2603
Document Number	0000008591
Book / Page	14846 / 1024
Map Reference	MB 1 PG 226
Instrument Date	Feb 3, 2023
Instrument	2023-0008591
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PROTITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1928 WASHBURN ST, CINCINNATI, OH 45223-1967

Mortgage

Document Number	0000008592
Date	Feb 3, 2023
Instrument	2023-0008592

Lender

Name	CINFED CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	5.37%
Max Rate At Change	8.37%
Index	5-Year TN
Max Rate	12.3%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2022
Property Address	3911 APPLE ST, CINCINNATI, OH 45223-2603
Document Number	0000103427
Book / Page	14788 / 535
Map Reference	MB 1 PG 226
Instrument Date	Nov 1, 2022
Instrument	2022-0103427
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Amount	Amount on Record
Tax	$196.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 APPLE ST, CINCINNATI, OH 45223-2603
Investor	Possibly a Property Investor

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 8, 2021
Property Address	3911 APPLE ST, CINCINNATI, OH 45223-2603
Document Number	0000044451
Book / Page	14392 / 3159
Map Reference	MB 1 PG 226
Instrument Date	Apr 8, 2021
Instrument	2021-0044451
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 16, 2020
Property Address	3911 APPLE ST, CINCINNATI, OH 45223-2603
Document Number	0000120353
Book / Page	014296 / 001974
Instrument Date	Nov 6, 2020
Instrument	120353
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$44.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9566 CORNELL LN WEST CHESTER OH 450119781, WEST CHESTER, OH 45011-9781

Tax Assessment & Valuation

The 2025 property tax bill for 3911 Apple St was $1,452, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00 (+0.14%)	$60,869 (-) Land $10,920 Building $49,949	$173,910 Land $31,200 Building $142,710
2024	$1,450.00 (-10.33%)	$60,869 (+165.51%) Land $10,920 Building $49,949
2023	$1,617.00 (+40.49%)	$22,925 (+41.99%) Land $10,920 Building $12,005	$173,910 Land $31,200 Building $142,710
2022	$1,151.00	$16,146 Land $5,663 Building $10,483
2020			$46,130 Land $16,180 Building $29,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3911 Apple St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3911 Apple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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