3910 Shallow Ford Rd, Temple, TX 76502 Property Records

Bell County property record for 3910 Shallow Ford Rd, Temple, TX 76502

Property Summary

Property Type	Duplex
Details	2 ba · 3,421 sqft · built 1976
Lot Size	0.201 acres (8,775 sqft)
Owner	Company Name on Record
Last Sale	$2,021,000 (Nov 2023)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Nov 2023 Foreclosure Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0129770500`

Property Details

APN / Parcel Number

Primary APN	`0129770500`
Alternative APNs	`827495` `46655`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	3,421 sqft Living Area
1st Floor Area	1,769 sqft
2nd Floor Area	1,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	117 ft deep x 75 ft wide
Garage Area	1,181 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3910 SHALLOW FORD RD
City	TEMPLE
State	TX
Zip	76502-2216
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SF1
Legal Description	TRAILWOOD, BLOCK 001, LOT 0006
Legal Subdivision	TRAILWOOD
Legal Block	1
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2032
Census Tract	21203

Owner

Source: Bell County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 RITCHIE RD, 200, WOODWAY, TX 76712-8517
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Trustee's Deed, Foreclosure
Feb 12, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage LONNIE GRUNER
May 10, 2017	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	202350280
Record Updated	Oct 29, 2026

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Nov 9, 2023
Property Address	3910 SHALLOW FORD RD, TEMPLE, TX 76502-2216
Document Number	0000050280
Map Reference	CAB A SL 298-A
Instrument Date	Nov 9, 2023
Instrument	2023050280
Transaction Type	Foreclosure
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RITCHIE RD STE 200, 200, WOODWAY, TX 76712-8517

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 12, 2021
Property Address	3910 SHALLOW FORD RD, TEMPLE, TX 76502-2216
Document Number	0000009515
Map Reference	CAB A SL 298-A
Instrument Date	Feb 9, 2021
Instrument	2021009515
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3910 SHALLOW FORD RD, TEMPLE, TX 76502-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S 25TH ST, TEMPLE, TX 76504-4130
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009516
Date	Feb 12, 2021
Instrument	2021009516

Lender

Name	LONNIE GRUNER
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 10, 2017
Property Address	3910 SHALLOW FORD RD, TEMPLE, TX 76502-2216
Document Number	0000018845
Instrument Date	May 9, 2017
Instrument	18845
Transaction Type	Transfer
Record Updated	Jun 2, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 SHALLOW FORD RD TEMPLE TX 765022216, TEMPLE, TX 76502-2216

Mortgage

Document Number	18846
Date	May 10, 2017
Instrument	18846

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,787.00 (-10.29%)	$247,763 (-11.95%) Land $28,000 Building $219,763	$247,763 (-11.95%) Land $28,000 Building $219,763
2023	$6,451.00 (+22.97%)	$281,400 Land $22,000 Building $259,400	$281,400 Land $22,000 Building $259,400
2022	$5,246.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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