3910 Old Mill Rd, Waco, TX 76710 Property Records

McLennan County property record for 3910 Old Mill Rd, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,101 sqft · built 1979
Lot Size	0.105 acres (4,596 sqft)
Owner	Individual Name on File
Tax Bill	$6,887 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480451050166001`

Property Details

APN / Parcel Number

Primary APN	`480451050166001`
Alternative APNs	`4804510501660010111` `197718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	2,585 sqft
1st Floor Area	2,101 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,596 sqft (0.105 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	342 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	183 sqft
Patio Area	657 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	197718
Old Parcel Number	4804510501660010111
Street Address	3910 OLD MILL RD
City	WACO
State	TX
Zip	76710-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WINDMILL HILL LOT 36 BLOCK Q ACRES .1055
Legal Subdivision	WINDMILL HILL
Legal Block	Q
Legal Lot Number	36
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3011
Census Tract	2800

Owner

Source: McLennan County records · APN 480451050166001

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3910 OLD MILL RD, WACO, TX 76710-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2021
Deed Sale	Jul 13, 2021
Deed Document Number	2021027468
Record Updated	Jun 08, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 13, 2021
Property Address	3910 OLD MILL RD, WACO, TX 76710-1307
Document Number	0000027468
Map Reference	VOL 1227 PG 840
Instrument Date	Jul 09, 2021
Instrument	2021027468
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 CENTENARY DR, LONGVIEW, TX 75601-3517

Mortgage

Document Number	0000027469
Date	Jul 13, 2021
Instrument	2021027469

Lender

Name	1ST UNIVERSITY CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$344,500 (+3.51%) Land $40,140 Building $304,360	$344,500 (+3.51%) Land $40,140 Building $304,360
2024	$6,887.00 (+13.05%)
2023		$332,830 Land $40,140 Building $292,690	$332,830 Land $40,140 Building $292,690
2022	$6,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090028003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 308 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1550008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.