Charles County property record for 3910 Northgate Pl, Waldorf, MD 20602
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,240 sqft · built 1984 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Apr 2019) |
| Tax Bill | $7,888 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-135455 |
| Primary APN | 06-135455 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 135455 |
|---|---|
| Street Address | 3910 NORTHGATE PL |
| City | WALDORF |
| State | MD |
| Zip | 20602-2562 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 28 NORTHGATE TOWNHOMES ST CHARLES SUB-HUNTNGTON |
| Legal Subdivision | ST CHARLES SUB-HUNTNGTON |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 850901 |
3910 Northgate Pl, a townhouse, is owned and occupied by an individual who bought it in April 2019.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3910 NORTHGATE PL, WALDORF, MD 20602-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION |
| Sep 9, 2021 | Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION |
| Apr 11, 2019 | Grant Deed, Transfer WRIGHT PATMAN CONGRESSIONAL FC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on File |
| Deed Sale | Apr 11, 2019 · Amount on File |
| Prior Sale | Jan 24, 2014 · Amount on File |
| Deed Book / Page | 10598 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3910 NORTHGATE PL, WALDORF, MD 20602-2562 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | VESTA SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0127700209 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 12770/209 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHANTILLY, VA 20151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3910 NORTHGATE PL, WALDORF, MD 20602-2562 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | VESTA SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0120550427 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 12055/427 |
| Name | JUSTICE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | CHANTILLY, VA 20151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 11, 2019 |
| Property Address | 3910 NORTHGATE PL, WALDORF, MD 20602-2562 |
| Document Number | 0105980256 |
| Book / Page | 010598 / 000256 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2019 |
| Title Company | HOME FIRST TITLE GROUP LLC, HOME FIRST TITLE GRP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3910 NORTHGATE PL WALDORF MD 206022562, WALDORF, MD 20602-2562 |
| Document Number | 105980263 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 010598/000263 |
| Name | WRIGHT PATMAN CONGRESSIONAL FC |
|---|---|
| Address | OAKTON, VA 22124 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 3910 Northgate Pl was $7,888.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,733 | $277,900 Land $95,000 Building $182,900 | |
| 2025 | $7,888.00 | ||
| 2023 | $3,083.00 | $210,233 | $229,400 Land $90,000 Building $139,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3910 Northgate Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3910 Northgate Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures