3910 Mainsail Pl, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3910 Mainsail Pl, Soquel, CA 95073 · Last verified August 2026

Property Summary

Property Type	Recreational Vacant Land
Details	5 bd · 5.5 ba · 5,342 sqft · built 2001
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$1,900,000 (Jul 2014)
Tax Bill	$26,494 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`102-441-07`

Property Details

APN / Parcel Number

Primary APN	`102-441-07`
Alternative APN	`102-441-07-000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Building Area	5,342 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	43,996 sqft
View / Lot	Ocean
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3910 MAINSAIL PL
City	SOQUEL
State	CA
Zip	95073-2358
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Subdivision	LANDS/TAN HEIGHTS ASSOC T1295
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2005
Census Tract	121100

Owner

Source: Santa Cruz County records · APN 102-441-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3910 MAINSAIL PL, SOQUEL, CA 95073-2358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jan 03, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2014 · Amount on Record
Deed Sale	Jul 18, 2014 · Amount on Record
Prior Sale	Aug 04, 2005 · Amount on Record
Deed Document Number	201423251
Last Transfer Date	Dec 16, 2015
Transfer Doc	0000050631
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3910 MAINSAIL PL, SOQUEL, CA 95073-2358
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 MAINSAIL PL, SOQUEL, CA 95073-2358

Mortgage

Document Number	0000000117
Date	Jan 03, 2022
Instrument	2022-0000117

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 01, 2027
Min Rate At Change	3.37%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3910 MAINSAIL PL, SOQUEL, CA 95073-2358
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 MAINSAIL PL, SOQUEL, CA 95073-2358

Mortgage

Document Number	0000000147
Date	Jan 03, 2022
Instrument	2022-0000147

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,329,187 (+2%) Land $1,182,982 Building $1,146,205
2025	$26,494.00 (+8.82%)	$2,283,516 (+4.04%) Land $1,159,786 Building $1,123,730
2023	$24,346.00 (+0.77%)	$2,194,845 Land $1,114,750 Building $1,080,095	$2,594,700
2022	$24,161.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871211002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 25% of California
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Surfnet Communications	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Cruzio Internet, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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