Midland County property record for 3910 Lancaster St, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,714 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-30-436 |
| Primary APN | 14-10-30-436 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3910 LANCASTER ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 3 BLK C KENTWOOD DIV 1 EG |
| Legal Subdivision | BLK C KENTWOOD DIV |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 290800 |
3910 Lancaster St is owner-occupied and held in a trust since February 2023.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3910 LANCASTER ST, MIDLAND, MI 48642-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2023 | Intrafamily Transfer, Transfer |
| Nov 9, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Oct 16, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 23, 2023 |
| Transfer Doc | 001663/262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Feb 24, 2023 |
| Property Address | 3910 LANCASTER ST, MIDLAND, MI 48642-3740 |
| Document Number | 001663/262 |
| Book / Page | 1663 / 262 |
| Map Reference | LB B PG 18 |
| Instrument Date | Jan 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3910 LANCASTER ST, MIDLAND, MI 48642-3740 |
| Name | Verified Name |
|---|---|
| Address | 3910 LANCASTER ST, MIDLAND, MI 48642-3740 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 9, 2020 |
| Property Address | 3910 LANCASTER ST, MIDLAND, MI 48642-3740 |
| Document Number | 1639/540 |
| Book / Page | 1639 / 540 |
| Map Reference | LB B PG 18 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3910 LANCASTER ST, MIDLAND, MI 48642-3740 |
| Document Number | 1639541 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 1639/541 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 16, 2017 |
| Property Address | 3910 LANCASTER ST, MIDLAND, MI 48642-3740 |
| Document Number | 1610/0019 |
| Book / Page | 1610 / 0019 |
| Map Reference | LB B PG 18 |
| Instrument Date | Oct 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3714 WASHINGTON ST, 3714, MIDLAND, MI 48642-3794 |
| Name | Verified Name |
|---|---|
| Address | 3910 LANCASTER ST, MIDLAND, MI 48642-3740 |
The 2025 property tax bill for 3910 Lancaster St was $1,714 with a homeowner's exemption, up 1.1% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,900 (+4.96%) | $143,800 (+4.96%) | |
| 2025 | $1,714.00 (+1.06%) Homeowner's exemption | $68,500 | $137,000 |
| 2024 | $1,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3910 Lancaster St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jun 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3910 Lancaster St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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