Duval County property record for 3910 Heidi Rd W, Jacksonville, FL 32277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,644 sqft · built 1969 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,885 (2025) |
| Deeds & Mortgages | Mar 2017 Reverse Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112315-0000 |
| Primary APN | 112315-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,446 sqft |
| 1st Floor Area | 1,644 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 110 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3910 HEIDI RD W |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32277-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 33-51 34-1S-27E FT CAROLINE CLUB ESTATES UNIT 12 LOT 891 |
| Legal Range | 27E |
| Legal Township | 01S |
| Legal Section | 34 |
| Legal Subdivision | FORT CAROLINE CLUB EST 12 |
| Legal Lot Number | 891 |
| Legal Unit | 12 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14702 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3910 HEIDI RD W, JACKSONVILLE, FL 32277-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2017 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Mar 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3910 HEIDI RD W, JACKSONVILLE, FL 32277-1538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0179101701 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 17910/1701 |
| Instrument | 2017060043 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 903 Months |
| Due | Jun 9, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.33% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3910 HEIDI RD W, JACKSONVILLE, FL 32277-1538 |
| Document Number | 0179101716 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3910 HEIDI RD W JACKSONVILLE FL 322771538, JACKSONVILLE, FL 32277-1538 |
| Document Number | 0179101716 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 017910/001716 |
| Instrument | 60044 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 900 Months |
| Due | Mar 14, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,555 (+2.7%) | $226,788 (-0.73%) Land $55,890 Building $170,898 | |
| 2025 | $1,885.00 (+13.08%) Homeowner's exemption | $126,149 (+5.99%) | $228,459 (+2.96%) Land $55,890 Building $172,569 |
| 2024 | $1,667.00 (+3.48%) | ||
| 2023 | $1,611.00 (+9.97%) Homeowner's exemption | $119,024 (+3%) | $221,888 (+9.77%) Land $55,890 Building $165,998 |
| 2022 | $1,465.00 Homeowner's exemption | $115,558 | $202,131 Land $51,336 Building $150,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2008–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures