Polk County property record for 3910 Conine Dr E, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,285 sqft · built 1965 |
| Lot Size | 0.719 acres (31,337 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $423,600 (Mar 2019) |
| Tax Bill | $4,049 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-09-529600-000140 |
| Primary APN | 26-28-09-529600-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,285 sqft Living Area |
| Gross Area | 3,437 sqft |
| 1st Floor Area | 2,285 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 31,337 sqft (0.719 acres) |
| Lot Dimensions | 260 ft deep x 139 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Shed | 1 Shed |
| Utility Building | 224 sqft |
| Boat Access | Boat Access |
| Street Address | 3910 CONINE DR E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ROCHELLE GARDENS PB 38 PG 49 LOT 14 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | ROCHELLE GARDENS |
| Legal Tract | 529600 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13601 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3910 CONINE DR E, WINTER HAVEN, FL 33881-9643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Mar 20, 2019 | Warranty Deed, Transfer · Conventional with PMI GVC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2019 · Amount on Record |
| Deed Sale | Mar 20, 2019 · Amount on Record |
| Prior Sale | Jun 18, 2015 · Amount on Record |
| Deed Document Number | 201955117 |
| Deed Book / Page | 10782 / 1646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3910 CONINE DR E, WINTER HAVEN, FL 33881-9643 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | REAL ESTATE AND TITLE SERVICES, REAL ESTATE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3910 CONINE DR E, WINTER HAVEN, FL 33881-9643 |
| Document Number | 0000265464 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 11933/1658 |
| Instrument | 2021265464 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 20, 2019 |
| Property Address | 3910 CONINE DR E, WINTER HAVEN, FL 33881-9643 |
| Document Number | 0107821646 |
| Book / Page | 010782 / 001646 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 55117 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,965.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3910 CONINE DR E WINTER HAVEN FL 338819643, WINTER HAVEN, FL 33881-9643 |
| Document Number | 107821648 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 010782/001648 |
| Instrument | 55118 |
| Name | GVC MTG |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, IN 46064 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2049 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,049.00 (-6.98%) Homeowner's exemption | $345,984 (+5.99%) | $427,912 (+6.12%) Land $74,000 Building $353,912 |
| 2023 | $4,353.00 (+2.4%) Homeowner's exemption | $326,440 (+3%) | $403,218 (+7.23%) Land $72,000 Building $331,218 |
| 2022 | $4,251.00 Homeowner's exemption | $316,932 | $376,048 Land $60,000 Building $316,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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