3910 Colgate Ave, Minnetonka, MN 55345 Property Records

Hennepin County property record for 3910 Colgate Ave, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 1,252 sqft · built 1963
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,311 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-117-22-21-0007`

Property Details

APN / Parcel Number

Primary APN	`20-117-22-21-0007`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,252 sqft
Basement Area	626 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	544 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3910 COLGATE AVE
City	MINNETONKA
State	MN
Zip	55345-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 007 BLOCK 001 T CHARLOTTEWOOD 100 X 150
Legal Range	22
Legal Township	117
Legal Section	20
Legal Quarter	21
Legal Subdivision	CHARLOTTEWOOD
Legal Block	1
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	1
Census Block	1011
Census Tract	26302

Owner

3910 Colgate Ave is owner-occupied and held in a trust since November 2025.

Source: Hennepin County records, as of July 10, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3910 COLGATE AVE, MINNETONKA, MN 55345-1707
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 25, 2025
Transfer Doc	0006209487
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 26, 2026
Property Address	3910 COLGATE AVE, MINNETONKA, MN 55345-1707
Document Number	0006209487
Instrument Date	Nov 25, 2025
Instrument	20266209487
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$171.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3910 COLGATE AVE, MINNETONKA, MN 55345-1707

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3910 COLGATE AVE, MINNETONKA, MN 55345-1707
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05911230
Date	Jan 3, 2022
Instrument	T05911230

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3910 Colgate Ave was $6,311 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,311.00	$468,700 Land $213,400 Building $255,300	$468,700 Land $213,400 Building $255,300
2023	$5,424.00 Homeowner's exemption
2022		$430,500 Land $202,400 Building $228,100	$430,500 Land $202,400 Building $228,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3910 Colgate Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3910 Colgate Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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