Charles County property record for 3910 Cindy Ct, Indian Head, MD 20640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,946 sqft · built 1981 |
| Lot Size | 1.11 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jun 2022) |
| Tax Bill | $11,203 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-011019 |
| Primary APN | 10-011019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,946 sqft Living Area |
| Gross Area | 3,906 sqft |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 1,302 sqft |
| Finished Basement | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 011019 |
|---|---|
| Street Address | 3910 CINDY CT |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | LOT 17 RISON ACRES SUB |
| Legal Subdivision | RISON ACRES SUB |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 10, MARBURY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 850300 |
3910 Cindy Ct is owned and occupied by two individuals who bought it in June 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3910 CINDY CT, INDIAN HEAD, MD 20640-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Mar 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 29, 2019 | Deed, Transfer · FHA Mortgage TITLEMAX LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on File |
| Deed Sale | Jun 30, 2022 · Amount on File |
| Prior Sale | Mar 29, 2019 · Amount on File |
| Deed Book / Page | 12614 / 364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 30, 2022 |
| Property Address | 3910 CINDY CT, INDIAN HEAD, MD 20640-3805 |
| Document Number | 0126140364 |
| Book / Page | 12614 / 364 |
| Map Reference | LB 21 FO 33&34 |
| Instrument Date | Jun 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | FIRST POINT SETTLEMENT LLC, FIRST TITLE SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3910 CINDY CT, INDIAN HEAD, MD 20640-3805 |
| Document Number | 0012614370 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 12614/370 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3910 CINDY CT, INDIAN HEAD, MD 20640-3805 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | SOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0116570153 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 11657/153 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 29, 2019 |
| Property Address | 3910 CINDY CT, INDIAN HEAD, MD 20640-3805 |
| Document Number | 0105830437 |
| Book / Page | 10583 / 437 |
| Map Reference | MB 21 FO 33&34 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | TITLEMAX LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,899.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 3910 CINDY CT, INDIAN HEAD, MD 20640-3805 |
| Document Number | 0000000000 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 10583-444 |
| Type | Mortgage Company |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 3910 Cindy Ct was $11,203.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,567 | $513,100 Land $110,900 Building $402,200 | |
| 2025 | $11,203.00 | ||
| 2023 | $4,389.00 | $304,300 | $362,300 Land $90,900 Building $271,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3910 Cindy Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3910 Cindy Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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