3910 Chatham Rd, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore City property record for 3910 Chatham Rd, Baltimore, MD 21207

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,288 sqft · built 1910
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2025)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2023 Sale & Mortgage + 5 more
APN	`15-20-2713-018`

Property Details

APN / Parcel Number

Primary APN	`15-20-2713-018`
Alternative APNs	`202713 018` `2713-018`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	202713 018
Street Address	3910 CHATHAM RD
City	BALTIMORE
State	MD
Zip	21207-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	60X140
Legal Subdivision	FOREST PARK
Legal Block	2713
Legal Lot Number	18
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	4
Census Block	4007
Census Tract	151000

Owner

Source: Baltimore City records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3910 CHATHAM RD, GWYNN OAK, MD 21207-7609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 8, 2023	Deed, Subdivision Related Transfer · FHA Mortgage CITY LENDING INC
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 6, 2022	Deed, Transfer · Stand-Alone First Mortgage MCU FINANCIAL CENTER CU
Nov 8, 2019	Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC
Jul 27, 2018	Grant Deed, Transfer NATIONALLINK
Jan 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Jun 8, 2023 · Amount on Record
Deed Book / Page	28445 / 184
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Oct 21, 2025
Property Address	3910 CHATHAM RD, BALTIMORE, MD 21207-7609
Document Number	0284450184
Book / Page	28445 / 184
Instrument Date	Oct 1, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	JUNCTION TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3910 CHATHAM RD, BALTIMORE, MD 21207-7609
Investor	Possibly a Property Investor

Mortgage

Document Number	0028445198
Date	Oct 21, 2025
Instrument	28445/198

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jun 8, 2023
Property Address	3910 CHATHAM RD, BALTIMORE, MD 21207-7609
Document Number	0259650427
Book / Page	25965 / 427
Instrument Date	Apr 14, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2023
Title Company	COSMOPOLITAN TITLE AND ESCROW, COSMOPOLITAN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3910 CHATHAM RD, GWYNN OAK, MD 21207-7609

Mortgage

Document Number	0259650434
Date	Jun 8, 2023
Instrument	25965-0434

Lender

Name	CITY LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	3910 CHATHAM RD, BALTIMORE, MD 21207-7609
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0223750493
Date	Nov 5, 2020
Book Page	22375/493

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	ROUND HILL, VA 20141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jul 1, 2049

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jun 6, 2022
Property Address	3910 CHATHAM RD, BALTIMORE, MD 21207-7609
Document Number	0246880372
Book / Page	24688 / 372
Map Reference	MB 2888 PG 608
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	MICASA TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246880376
Date	Jun 6, 2022
Instrument	24688-0376

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jan 27, 2023

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Nov 8, 2019
Property Address	3910 CHATHAM RD, BALTIMORE, MD 21207-7609
Document Number	0215800313
Book / Page	21580 / 313
Map Reference	LB SCL 2888 FO 608
Instrument Date	Jun 21, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2514 QUEEN ANNE RD, BALTIMORE, MD 21216-2025

Mortgage

Document Number	0021580321
Date	Nov 8, 2019
Instrument	21580/321

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jul 27, 2018
Property Address	3910 CHATHAM RD, BALTIMORE, MD 21207-7609
Document Number	0203610073
Book / Page	020361 / 000073
Instrument Date	Jul 3, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	NATIONALLINK

Transaction

Amount	Amount Recorded
Tax	$93.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23704 PLEASANT VIEW LN GAITHERSBURG MD 208822802, GAITHERSBURG, MD 20882-2802

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jan 2, 2018
Property Address	3910 CHATHAM RD, BALTIMORE, MD 21207-7609
Document Number	0198040173
Book / Page	019804 / 000173
Instrument Date	Aug 10, 2017
Transaction Type	Foreclosure
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00 (+3.44%)	$233,300 (+3.92%) Land $51,600 Building $181,700	$233,300 (-) Land $51,600 Building $181,700
2023	$5,298.00	$224,500	$233,300 Land $51,600 Building $181,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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