3910 Blackberry Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3910 Blackberry Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1996
Lot Size	0.244 acres (10,672 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Apr 2018)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76220`

Property Details

APN / Parcel Number

Primary APN	`76220`
Alternative APN	`332530001600011600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,757 sqft Heated Area
Gross Area	2,360 sqft
1st Floor Area	1,757 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.244 acres)
Lot Dimensions	118 ft deep x 91 ft wide
Garage Type	Finished
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	76220
Street Address	3910 BLACKBERRY CIR
City	SAINT CLOUD
State	FL
Zip	34769-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	BLACKBERRY CREEK UNIT FOUR PB 8 PG 163-164 LOT 160
Legal Range	30E
Legal Township	25S
Legal Section	33
Legal Subdivision	BLACKBERRY CREEK
Legal Tract	16
Legal Block	1
Legal Lot Number	160
Legal Unit	FO
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43203

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3910 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2017	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	2018053869
Deed Book / Page	5312 / 0539
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3910 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051210317
Date	Mar 23, 2017
Book Page	5121/0317
Instrument	2017044831

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3910 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058220058
Date	Oct 29, 2020
Book Page	5822/58
Instrument	2020146684

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 6, 2018
Property Address	3910 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1422
Document Number	0053120539
Book / Page	5312 / 0539
Map Reference	MB8 PG163&164
Instrument Date	Apr 5, 2018
Instrument	2018053869
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	BLUE WATER CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 CHERRYWOOD CT, 1800, SAINT CLOUD, FL 34769-1627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 BLUCKER CIR, SAINT CLOUD, FL 34769

Mortgage

Document Number	2018053870
Date	Apr 6, 2018
Instrument	2018053870

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 (+6.51%) Homeowner's exemption	$203,703 (+5.99%)	$351,100 (+7.77%) Land $70,000 Building $281,100
2023	$2,702.00 (+3.8%) Homeowner's exemption	$192,198 (+3%)	$325,800 (+26.97%) Land $60,000 Building $265,800
2022	$2,603.00 Homeowner's exemption	$186,600	$256,600 Land $45,000 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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