3910 Bella St, Laredo, TX 78046 Property Records

Webb County property record for 3910 Bella St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,781 sqft · built 2022
Lot Size	0.106 acres (4,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,983 (Dec 2022)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`950-37002-180`

Property Details

APN / Parcel Number

Primary APN	`950-37002-180`
Alternative APN	`791359`

Interior

Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,621 sqft (0.106 acres)
Porch	Open Porch
Porch Area	263 sqft

Location & Zoning

Street Address	3910 BELLA ST, ST
City	LAREDO
State	TX
Zip	78046-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R & W RANCH SUBD. PHASE III BLK 2 LOT 18
Legal Subdivision	R & W RANCH SUBD. PHASE III
Legal Block	2
Legal Lot Number	18
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1806

Owner

Source: Webb County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3910 BELLA ST, LAREDO, TX 78046-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Dec 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VAN DYK MORTGAGE CORP
Dec 7, 2022	Vendor's Lien, Transfer · Stand-Alone Second Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Deed Document Number	20221486276
Deed Book / Page	5384 / 742
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Jul 13, 2026
Property Address	3910 BELLA ST, ST, LAREDO, TX 78046-2205
Document Number	0001592585
Book / Page	6073 / 94
Instrument Date	Jun 24, 2026
Instrument	20261592585
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 BELLA ST, LAREDO, TX 78046-2205

Mortgage

Document Number	0001592585,
Date	Jul 13, 2026
Book Page	6073/94
Instrument	20261592585

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jan 1, 2053

Interest

Rate	6.53%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3910 BELLA ST, LAREDO, TX 78046-2205
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 BELLA ST, LAREDO, TX 78046-2205

Mortgage

Document Number	005527/449
Date	Sep 7, 2023
Book Page	5527/449
Instrument	1509884

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3910 BELLA ST, LAREDO, TX 78046-2205
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005384/757
Date	Dec 7, 2022
Book Page	5384/757
Instrument	1486278

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 7, 2022
Property Address	3910 BELLA ST, LAREDO, TX 78046-2205
Document Number	005384/742
Book / Page	5384 / 742
Map Reference	VOL 38 PG 86&87
Instrument Date	Dec 2, 2022
Instrument	1486276
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 BELLA ST, LAREDO, TX 78046-2205

Mortgage

Document Number	0001486278
Date	Dec 7, 2022
Instrument	1486278

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00 (-13.91%) Homeowner's exemption	$261,993 (+17.43%) Land $51,016 Building $210,977	$261,993 (+17.43%) Land $51,016 Building $210,977
2024	$1,539.00 (+665.67%)
2023		$223,108 Land $29,759 Building $193,349	$223,108 Land $29,759 Building $193,349
2022	$201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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