3910 120th Ave SE, Bellevue, WA 98006 Property Records

King County property record for 3910 120th Ave SE, Bellevue, WA 98006

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,770 sqft · built 1979
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$1,018,000 (Aug 2018)
Tax Bill$12,966 (2026)
Deeds & MortgagesJun 2026 Mortgage
Jan 2026 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN544830-0360

Property Details

APN / Parcel Number

Primary APN544830-0360
Alternative APN
  • 544830036007

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,770 sqft Living Area
Gross Area3,610 sqft
1st Floor Area1,640 sqft
Basement Area1,130 sqft
Finished Basement1,130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Garage Area840 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area710 sqft
Deck Area450 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number544830036007
Street Address3910 120TH AVE SE
CityBELLEVUE
StateWA
Zip98006-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-4
Legal DescriptionMERCER ADD LOT 1 KC SHORT PLAT NO 681036 REC NO 8203190600
Legal Range05
Legal Township24
Legal Section09
Legal SubdivisionMERCER ADD
Legal Lot Number39
JurisdictionKING WA
Township / Civil DivisionSEATTLE EAST
Census Block Group1
Census Block1004
Census Tract24701

Owner

3910 120th Ave SE is owned and occupied by two individuals who bought it in August 2018.

Source: King County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address3910 120TH AVE SE, BELLEVUE, WA 98006-1121
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
HEMET MORTGAGE
Jan 16, 2026Deed of Trust, Mortgage · Line of Credit
LOAN FACTORY INC
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
DOLAN GADDI LENDING INC
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Aug 17, 2018Deed, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2018 · Amount on File
Deed SaleAug 17, 2018 · Amount on File
Prior SaleAug 10, 1992
Deed Document Number2018783
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Recording DateJun 5, 2026
Property Address3910 120TH AVE SE, BELLEVUE, WA 98006-1121
Document Number0000000097
Instrument DateMay 27, 2026
Instrument202697
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3910 120TH AVE SE, BELLEVUE, WA 98006-1121

Mortgage

Document Number0000000097,
DateJun 5, 2026
Instrument202697
Lender
NameHEMET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3910 120TH AVE SE, BELLEVUE, WA 98006-1121
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000409
DateJan 16, 2026
Instrument20260116000409
Lender
NameLOAN FACTORY INC
TypeMortgage Company
AddressSAN JOSE, CA 95122
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueFeb 4, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3910 120TH AVE SE, BELLEVUE, WA 98006-1121
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001710
DateAug 24, 2021
Instrument20210824001710
Lender
NameDOLAN GADDI LENDING INC
TypeMortgage Company
AddressCARLSBAD, CA 92009
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3910 120TH AVE SE, BELLEVUE, WA 98006-1121
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000602
DateOct 18, 2019
Instrument20191018000602
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionKING WA
Recording DateAug 17, 2018
Property Address3910 120TH AVE SE, BELLEVUE, WA 98006-1121
Document Number0000000783
Map ReferenceDOC8203190600
Instrument DateJul 18, 2018
Instrument20180817000783
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyCW TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,125.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1429 BELLEVUE WAY NE APT G, G, BELLEVUE, WA 98004-8206

Mortgage

Document Number0000000784
DateAug 17, 2018
Instrument20180817000784
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Mortgage

Document Number0000000785
DateAug 17, 2018
Instrument20180817000785
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate
Rate5.49%
Type Change DateSep 1, 2023
Change FrequencyAnnually
Min Rate At Change5.49%
Max Rate At Change7.49%
Index1-Year LIBOR
Max Rate5.49%

Tax Assessment & Valuation

The 2026 property tax bill for 3910 120th Ave SE was $12,966.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalityBellevue City
Unified School DistrictBellevue School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,966.00
2025$1,743,000 (+8.46%) Land $1,134,000 Building $609,000$1,743,000 (+8.46%) Land $1,134,000 Building $609,000
2024$11,792.00$1,607,000 Land $1,050,000 Building $557,000$1,607,000 Land $1,050,000 Building $557,000
2022$11,359.00$1,604,000 Land $1,053,000 Building $551,000$1,604,000 Land $1,053,000 Building $551,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3910 120th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3910 120th Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOAL CREEK UTILITY DISTRICT
serves 15,989 people · EPA ID WA5341750
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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