391 W Diamond Rd, Payson, AZ 85541 Property Records

Gila County property record for 391 W Diamond Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	660 sqft · built 1990
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on Record
Last Sale	$275,000 (Jan 2023)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`302-45-022`

Property Details

APN / Parcel Number

Primary APN	`302-45-022`
Alternative APNs	`R022351` `022351`

Interior

Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	21,780 sqft (0.5 acres)
Porch	Porch
Porch Area	33 sqft
Canopy	15 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	R022351
Street Address	391 W DIAMOND RD
City	PAYSON
State	AZ
Zip	85541-8519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DIAMOND POINT SUMMER HOMES LOT: 22 SECTION: 01 TOWNSHIP: 11N RANGE: 11E LOT 22, DIAMOND POINT SUMMER HOMES, PLAT 759NE1/4 SEC 2 T11N R11E = 0.50 AC (OUT OF 302-45-999)
Legal Range	11E
Legal Township	11N
Legal Section	01
Legal Subdivision	DIAMOND POINT SUMMER HOMES
Legal Lot Number	22,2
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2037
Census Tract	200

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1169 E DUBLIN ST, CHANDLER, AZ 85225-3969
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Mar 22, 2021	Intrafamily Transfer, Transfer
Feb 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
May 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Jul 10, 2013 · Amount on Record
Deed Document Number	202364
Last Transfer Date	Mar 1, 2025
Transfer Doc	0000002391
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jan 4, 2023
Property Address	391 W DIAMOND RD, PAYSON, AZ 85541-8519
Document Number	0000000064
Map Reference	MAP 759A-759C
Instrument Date	Dec 14, 2022
Instrument	2023-000064
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 W VILLA MARIA DR, PHOENIX, AZ 85023-1538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1169 E DUBLIN ST, CHANDLER, AZ 85225-3969

Mortgage

Document Number	0000000065
Date	Jan 4, 2023
Instrument	2023-000065

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Mar 22, 2021
Property Address	391 W DIAMOND RD, PAYSON, AZ 85541-8519
Document Number	0000003994
Map Reference	MAP 79A-759C
Instrument Date	Mar 16, 2021
Instrument	2021-003994
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	806 W VILLA MARIA DR, PHOENIX, AZ 85023-1538
Investor	Possibly a Property Investor

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	Feb 11, 2021
Property Address	391 W DIAMOND RD, PAYSON, AZ 85541-8519
Document Number	0000001840
Map Reference	MAP 759A-759C
Instrument Date	Jan 20, 2021
Instrument	2021-001840
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	806 W VILLA MARIA DR, PHOENIX, AZ 85023-1538
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001841
Date	Feb 11, 2021
Instrument	2021-001841

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	May 12, 2017
Property Address	391 W DIAMOND RD, STAR VALLEY, AZ 85541-8519
Document Number	0000004585
Instrument Date	Sep 6, 2016
Instrument	4585
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	806 W VILLA MARIA DR PHOENIX AZ 850231538, PHOENIX, AZ 85023-1538

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,819 (+15.23%) Land $5,439 Building $21,380	$268,191 (+15.23%) Land $54,387 Building $213,804
2025	$1,201.00 (+9.68%)
2024		$23,274 Land $4,120 Building $19,154	$232,746 Land $41,203 Building $191,543
2023	$1,095.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 97.8% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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