Dare County property record for 391 Toler Rd, Manteo, NC 27954
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2014 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,670 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 978919720425 |
| Primary APN | 978919720425 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Finished Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,000 sqft (0.459 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 978919720425 |
|---|---|
| Street Address | 391 TOLER RD |
| City | MANTEO |
| State | NC |
| Zip | 27954-9518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: A BLK: SEC: PL: C SL: 179E |
| Legal Subdivision | EAGLE A COLLINS |
| Legal Lot Number | A |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | NAGS HEAD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970602 |
391 Toler Rd is owned and occupied by two individuals who acquired it in July 2019.
Source: Dare County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 391 TOLER RD, MANTEO, NC 27954-9518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER HOME FUNDING LLC |
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 19, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance AFFILIATED MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2019 |
| Transfer Doc | 0700066864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Sep 28, 2026 |
| Property Address | 391 TOLER RD, MANTEO, NC 27954-9518 |
| Document Number | 0700163768 |
| Book / Page | 2872 / 40 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026700163768 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | ATLAS TITLE, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 391 TOLER RD, MANTEO, NC 27954-9518 |
| Document Number | 0700163768, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 2872/40 |
| Instrument | 2026700163768 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 391 TOLER RD, MANTEO, NC 27954-9518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002483/350 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 2483/350 |
| Instrument | 700095260 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESAPEAKE, VA 23320 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 391 TOLER RD, MANTEO, NC 27954-9518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 391 TOLER RD, MANTEO, NC 27954-9518 |
| Document Number | 002639/586 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 2639/586 |
| Instrument | 700121843 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 19, 2019 |
| Property Address | 391 TOLER RD, MANTEO, NC 27954-9518 |
| Document Number | 002312/764 |
| Book / Page | 2312 / 764 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 700066864 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 TOLER RD, MANTEO, NC 27954-9518 |
| Document Number | 002312/767 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 2312/767 |
| Instrument | 700066865 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 391 Toler Rd was $1,670.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,670.00 | $439,700 (-) Land $98,100 Building $341,600 | $439,700 Land $98,100 Building $341,600 |
| 2025 | $1,670.00 | $439,700 Land $98,100 Building $341,600 | |
| 2023 | $1,693.00 | $309,500 Land $62,000 Building $247,500 | |
| 2020 | $439,700 Land $98,100 Building $341,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 391 Toler Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 172 (1983–2023) |
| Claims Outside the SFHA | 3 of 172 |
| Most Recent Claim | Apr 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 391 Toler Rd is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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