Flathead County property record for 391 Swancrest Ln, Kalispell, MT 59901 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,678 sqft · built 1995 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | Individual Name on File |
| Last Sale | $456,300 (Sep 2018) |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R07102044 |
| Primary APN | R07102044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,678 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Attic | Attic |
| Attic Area | 950 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 150,282 sqft (3.45 acres) |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 458 sqft |
| Deck Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000981912 |
|---|---|
| Street Address | 391 SWANCREST LN |
| City | KALISPELL |
| State | MT |
| Zip | 59901-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S25, T29 N, R20 W, ACRES 3.45, TR 1FAA NW4SW4 & 3BA SW4NW4(SELL TOG), COS 14025-A, ASSR#0000981912 |
| Legal Range | 20W |
| Legal Township | 29N |
| Legal Section | 25 |
| Legal Subdivision | CERTIFICATED OF SURVEY #14025 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | BAD ROCK-COLUMBIA HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 602 |
Source: Flathead County records · APN R07102044
Assessment roll updated September 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Nov 06, 2023 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Jan 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN BANK |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK |
| Sep 21, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKY MOUNTAIN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 201823426 |
| Prior Transfer Date | Sep 12, 2018 |
| Prior Transfer Doc | 0000023426 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Name | Verified Name |
|---|---|
| Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Document Number | 202600005973 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 202600005973 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA FALLS, MT 59912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Document Number | 202300019756 |
|---|---|
| Date | Nov 06, 2023 |
| Instrument | 202300019756 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FT |
| Name | Verified Name |
|---|
| Document Number | 201700001499 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 201700001499 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | STEVENSVILLE, MT 59870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000022897 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 202000022897 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA FALLS, MT 59912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 21, 2018 |
| Property Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Document Number | 201800023426 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 201800023426 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 391 SWANCREST LN, KALISPELL, MT 59901-1012 |
| Document Number | 201800023427 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 201800023427 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Cayuse Prairie Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,907.00 (-36.45%) | $768,100 (+21.86%) | $768,100 (+21.86%) Land $236,285 Building $531,815 |
| 2023 | $4,574.00 | $630,300 | $630,300 Land $177,290 Building $453,010 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290006021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 5 (1990–2014) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2014, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | High above 81% of the US · above 71% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 161 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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