391 State Rte 1820, Cunningham, KY 42035 Property Records

Carlisle County property record for 391 State Rte 1820, Cunningham, KY 42035

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,800 sqft · built 1976
Owner	2 Individual Names on Record
Tax Bill	$2,516 (2025)
Flood Zone	Zone X (minimal risk)
APN	`043-00-00-067.00`

Property Details

APN / Parcel Number

Primary APN	`043-00-00-067.00`
Alternative APN	`39440`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	1,527 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	861 sqft
Porch	Porch
Porch Area	55 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	39440
Street Address	391 STATE ROUTE 1820
City	CUNNINGHAM
State	KY
Zip	42035-9369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, 1.559, GARAGES AND POOL
Jurisdiction	CARLISLE KY
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1047
Census Tract	960100

Owner

Source: Carlisle County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	391 STATE ROUTE 1820, CUNNINGHAM, KY 42035-9369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000158131
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Carlisle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carlisle County
Unified School District	Carlisle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00 (-0.36%)	$220,000 (-)	$220,000 (-)
2023	$2,525.00	$220,000	$220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM WATER DISTRICT serves 475 people · EPA ID KY0200095
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000