391 Spruce Pine Dr, Debary, FL 32713 Property Records

Volusia County property record for 391 Spruce Pine Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 2019
Lot Size	0.182 acres (7,923 sqft)
Owner	Individual Name on File
Last Sale	$253,990 (Feb 2019)
Tax Bill	$4,324 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9004-22-00-0050`

Property Details

APN / Parcel Number

Primary APN	`9004-22-00-0050`
Alternative APNs	`04193022000050` `8001237.0` `8001237`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	1,742 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,923 sqft (0.182 acres)
Lot Dimensions	139 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8001237
Street Address	391 SPRUCE PINE DR
City	DEBARY
State	FL
Zip	32713-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-19-30 LOT 5 SPRINGVIEW WOODS PHASE 1 MB 59 PG 21-27 PER OR 7550 PG 1893 PER OR 7653 PG 1102 PER OR 7928 PG 4625
Legal Range	30E
Legal Township	19S
Legal Section	04
Legal Subdivision	SPRINGVIEW WOODS PHASE 1 MB
Legal Phase	1
Legal Lot Number	5
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1002
Census Tract	90904

Owner

391 Spruce Pine Dr is owned and occupied by an individual who acquired it in September 2020.

Source: Volusia County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	391 SPRUCE PINE DR, DEBARY, FL 32713-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Quit Claim Deed, Transfer R P FNDG INC
Feb 5, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Deed Document Number	201923916
Deed Book / Page	7653 / 1102
Last Transfer Date	Sep 30, 2020
Transfer Doc	0079284625
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 19, 2020
Property Address	391 SPRUCE PINE DR, DEBARY, FL 32713-4804
Document Number	0079284625
Book / Page	007928 / 004625
Instrument Date	Sep 30, 2020
Instrument	200740
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SPRUCE PINE DR DEBARY FL 327134804, DEBARY, FL 32713-4804

Mortgage

Document Number	79284629
Date	Oct 19, 2020
Book Page	007928/004629
Instrument	200742

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 5, 2019
Property Address	391 SPRUCE PINE DR, DEBARY, FL 32713-4804
Document Number	0076531102
Book / Page	7653 / 1102
Map Reference	MB 59 PG 21-27
Instrument Date	Jan 31, 2019
Instrument	2019-023916
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 4, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD, 6200, ORLANDO, FL 32822-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SPRUCE PINE DR, DEBARY, FL 32713-4804

Mortgage

Document Number	2019023917
Date	Feb 5, 2019
Instrument	2019-023917

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 391 Spruce Pine Dr was $4,324 with a homeowner's exemption, up 4.6% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,097 (+2.7%)	$364,349 (+1.54%) Land $50,388 Building $313,961
2025	$4,324.00 (+4.62%) Homeowner's exemption	$276,629	$358,811 Land $50,388 Building $308,423
2024	$4,133.00 (+4.93%)
2023	$3,939.00 (+16.13%) Homeowner's exemption	$261,003 (+16.96%)	$339,629 (+32.85%) Land $48,906 Building $290,723
2022	$3,392.00 Homeowner's exemption	$223,157	$255,640 Land $39,125 Building $216,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Spruce Pine Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Spruce Pine Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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