391 Seddon Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 391 Seddon Rd, Riverside, AL 35135

Property Summary

Property Type	Mobile Home
Details	1,421 sqft · built 1974
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Aug 2020)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-08-33-0-001-039.001`

Property Details

APN / Parcel Number

Primary APN	`22-08-33-0-001-039.001`
Alternative APNs	`508989` `18644`

Interior

Building Area	1,421 sqft Adjusted Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile/Manufactured
Lot Area	38,768 sqft (0.89 acres)
Boat Access	Boat Access

Location & Zoning

Street Address	391 SEDDON RD
City	RIVERSIDE
State	AL
Zip	35135-1117
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM SW COR SE/4 SE/4 E 450' N 280' TO POB: N 199' NE 64' S 352' ALG SHORELINE W 203' TO POB 33-16-4
Legal Range	04E
Legal Township	16S
Legal Section	33
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2002
Census Tract	40210

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	391 SEDDON RD, RIVERSIDE, AL 35135-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage METRO BANK
Sep 16, 2024	Deed of Trust, Mortgage · Commercial Mortgage METRO BANK
Aug 14, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 29, 2017	Warranty Deed, Transfer · Line of Credit SMALL TOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Book / Page	2020 / 9112
Prior Transfer Date	Feb 1, 2016
Prior Transfer Doc	0000001059
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	391 SEDDON RD, RIVERSIDE, AL 35135-1117
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SEDDON RD, RIVERSIDE, AL 35135-1117

Mortgage

Document Number	0000040796
Date	Nov 4, 2024
Book Page	MTG2024/40796

Lender

Name	METRO BANK
Type	Bank
Address	2505 MOODY PKWY, MOODY, AL 35004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	391 SEDDON RD, RIVERSIDE, AL 35135-1117
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SEDDON RD, RIVERSIDE, AL 35135-1117

Mortgage

Document Number	0000033313
Date	Sep 16, 2024
Book Page	MTG2024/33313

Lender

Name	METRO BANK
Type	Bank
Address	2505 MOODY PKWY, MOODY, AL 35004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR AL
Recording Date	Aug 14, 2020
Property Address	391 SEDDON RD, RIVERSIDE, AL 35135-1117
Document Number	0000009112
Instrument Date	Aug 14, 2020
Instrument	9112
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SEDDON RD RIVERSIDE AL 351351117, RIVERSIDE, AL 35135-1117

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Dec 29, 2017
Property Address	391 SEDDON RD, RIVERSIDE, AL 35135-1117
Document Number	0000014575
Book / Page	2017 / 14575
Instrument Date	Dec 29, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1736 FLAG POLE MOUNTAIN RD, 1736, CHILDERSBURG, AL 35044-5230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 459, WINSTON, GA 30187-0459

Mortgage

Document Number	0201744722
Date	Dec 29, 2017
Instrument	2017/44722

Lender

Name	SMALL TOWN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00 (+66.71%)	$30,680 (-29.34%)	$153,400 (-29.34%)
2023		$43,420 Land $30,580 Building $12,840	$217,100 Land $152,900 Building $64,200
2022	$754.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 units insured incl. 22 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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