391 S Main St, Suffield, CT 06078 Property Records

Suffield Town property record for 391 S Main St, Suffield, CT 06078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,334 sqft · built 1992
Lot Size	2.9 acres (126,324 sqft)
Owner	Trust Name on File
Last Sale	$540,000 (May 2017)
Tax Bill	$12,497 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R35519`

Property Details

APN / Parcel Number

Primary APN	`R35519`
Alternative APN	`SUFF M:0035H B:00036 L:00005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,334 sqft Living Area
Gross Area	6,131 sqft
Basement Area	1,340 sqft
Unfinished Basement	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	R35519
Street Address	391 S MAIN ST
City	SUFFIELD
State	CT
Zip	06078-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Block	36
Legal Lot Number	5
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	1
Census Block	1012
Census Tract	477104

Owner

391 S Main St is owner-occupied and held in a trust since August 2021.

Source: Suffield Town records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	391 S MAIN ST, SUFFIELD, CT 06078-2244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Balloon Mortgage BAY EQUITY LLC
Nov 29, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2021	Quit Claim Deed, Transfer · Balloon Mortgage BAY EQUITY LLC
Jun 28, 2017	Quit Claim Deed, Transfer Quitclaim
May 25, 2017	Warranty Deed, Transfer PEOPLE'S UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	May 25, 2017 · Amount on File
Deed Document Number	20171686790002
Deed Book / Page	519 / 685
Last Transfer Date	Aug 11, 2021
Transfer Doc	000567-435
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	391 S MAIN ST, SUFFIELD, CT 06078-2244
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00559-1029
Date	Apr 28, 2021
Book Page	559/1029
Instrument	2328870010

Lender

Name	BAY EQUITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFIELD CT
Recording Date	Nov 29, 2021
Property Address	391 S MAIN ST, SUFFIELD, CT 06078-2244
Document Number	000567-435
Book / Page	567 / 435
Instrument Date	Aug 11, 2021
Instrument	2351650002
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 S MAIN ST, SUFFIELD, CT 06078-2244

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFIELD CT
Recording Date	Apr 28, 2021
Property Address	391 S MAIN ST, SUFFIELD, CT 06078-2244
Document Number	00559-1028
Book / Page	559 / 1028
Instrument Date	Apr 23, 2021
Instrument	2328860001
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	391 S MAIN ST, SUFFIELD, CT 06078-2244

Mortgage

Document Number	2328870010
Date	Apr 28, 2021
Instrument	2328870010

Lender

Name	BAY EQUITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFIELD CT
Recording Date	Jun 28, 2017
Property Address	391 S MAIN ST, SUFFIELD, CT 06078-2244
Document Number	520-421
Book / Page	000520 / 000421
Instrument Date	Jun 10, 2017
Instrument	8899
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 S MAIN ST SUFFIELD CT 060782244, SUFFIELD, CT 06078-2244

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	May 25, 2017
Property Address	391 S MAIN ST, SUFFIELD, CT 06078-2244
Document Number	519-685
Book / Page	000519 / 000685
Instrument Date	May 24, 2017
Instrument	168679
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	519-655
Date	May 25, 2017
Book Page	000519/000655
Instrument	168675

Lender

Name	PEOPLE'S UNITED BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 391 S Main St was $12,497.

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,497.00	$533,820 Land $91,210 Building $442,610	$373,674 Land $63,847 Building $309,827
2024	$12,497.00 (+23%)
2023	$10,160.00	$355,110 (-) Land $91,210 Building $263,900
2022	$10,160.00	$355,110 Land $91,210 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 S Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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