391 S 9th St, Coshocton, OH 43812 Property Records

Coshocton County property record for 391 S 9th St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,306 sqft · built 1915
Lot Size	0.144 acres (6,258 sqft)
Owner	Individual Name on File
Last Sale	$152,500 (Aug 2026)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004254-1`

Property Details

APN / Parcel Number

Primary APN	`004254-1`
Alternative APN	`0430000168600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
Gross Area	1,286 sqft
1st Floor Area	823 sqft
Upper Floors Area	483 sqft
Basement Area	562 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,258 sqft (0.144 acres)
Lot Dimensions	149 ft deep x 42 ft wide
Terrain	Above Road/Slope
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004254-1
Street Address	391 S 9TH ST
City	COSHOCTON
State	OH
Zip	43812-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 1037 42 X 149 99 DOCUMENT #00005166
Legal Subdivision	BOARD OF TRADES FIRST ADDITION
Legal Lot Number	1037
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	3
Census Block	3005
Census Tract	961500

Owner

391 S 9th St is owned and occupied by an individual who bought it in August 2026.

Source: Coshocton County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	391 S 9TH ST, COSHOCTON, OH 43812-2153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Apr 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 3, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Jun 24, 2021	Warranty Deed, Transfer
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Mar 3, 2022 · Amount on File
Deed Document Number	20263201
Deed Book / Page	813 / 1657
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Aug 3, 2026
Property Address	391 S 9TH ST, COSHOCTON, OH 43812-2153
Document Number	0000003201
Book / Page	813 / 1657
Instrument Date	Jul 31, 2026
Instrument	20263201
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 S 9TH ST, COSHOCTON, OH 43812-2153

Mortgage

Document Number	0000003202,
Date	Aug 3, 2026
Book Page	813/1659
Instrument	20263202

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Mortgage

Document Number	0000003203,
Date	Aug 3, 2026
Book Page	813/1680
Instrument	20263203

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.47%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	391 S 9TH ST, COSHOCTON, OH 43812-2153
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 S 9TH ST, COSHOCTON, OH 43812-2153

Mortgage

Document Number	00795/4300
Date	Apr 24, 2023
Book Page	795/4300
Instrument	202300001496

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Mar 3, 2022
Property Address	391 S 9TH ST, COSHOCTON, OH 43812-2153
Document Number	00789/4646
Book / Page	789 / 4646
Map Reference	MB 1 PG 248
Instrument Date	Mar 1, 2022
Instrument	202200000912
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 S 9TH ST, COSHOCTON, OH 43812-2153

Mortgage

Document Number	202200000913
Date	Mar 3, 2022
Instrument	202200000913

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Jun 24, 2021
Property Address	391 S 9TH ST, COSHOCTON, OH 43812-2153
Document Number	785/3364
Book / Page	785 / 3364
Map Reference	MB 1 PG 248
Instrument Date	May 4, 2021
Instrument	202100003051
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1050 CAMBRIDGE RD, COSHOCTON, OH 43812-2703
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	391 S 9TH ST, COSHOCTON, OH 43812-2153
Transaction Type	Mortgage
Record Updated	Feb 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	776/0746
Date	Dec 19, 2019
Book Page	776/0746
Instrument	201900005378

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Aug 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	391 S 9TH ST, COSHOCTON, OH 43812-2153
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700002471
Date	Jul 7, 2017
Book Page	735/742
Instrument	201700002471

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 391 S 9th St was $1,008.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00	$21,940 Land $3,890 Building $18,050	$62,670 Land $11,100 Building $51,570
2023	$818.00 (-3.08%)	$17,259 (-) Land $2,989 Building $14,270
2022	$844.00	$17,259 Land $2,989 Building $14,270
2021			$49,310 Land $8,540 Building $40,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 391 S 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 S 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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