Polk County property record for 391 S 3rd St, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,162 sqft · built 1942 |
| Lot Size | 0.358 acres (15,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jun 2022) |
| Tax Bill | $4,405 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-07-679000-083050 |
| Primary APN | 26-29-07-679000-083050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,162 sqft Living Area |
| 1st Floor Area | 2,162 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,599 sqft (0.358 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Pool Type | Enclosed Pool |
| Porch | Unfinished Open Porch |
| Porch Area | 158 sqft |
| Cooling System | Central |
|---|
| Street Address | 391 S 3RD ST |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE LAKE PB 1 PG 12 TIER 8 BLK 3 LOTS 5 & 6 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | EAGLE LAKE |
| Legal Tract | 679000 |
| Legal Block | 3 |
| Legal Lot Number | 5,6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 14701 |
Source: Polk County records · APN 26-29-07-679000-083050
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 319 S 3RD ST |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 08, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 07, 2022 | Re-recorded Document EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC |
| Apr 27, 2022 | Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2022 · Amount on Record |
| Deed Sale | Jun 07, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2022 · Amount on Record |
| Deed Document Number | 2022154970 |
| Deed Book / Page | 12286 / 908 |
| Prior Transfer Date | Apr 09, 2022 |
| Prior Transfer Doc | 0000154970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 391 S 3RD ST, EAGLE LAKE, FL 33839-3303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 391 S 3RD ST, EAGLE LAKE, FL 33839-3303 |
| Document Number | 0000034455 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 13005/1857 |
| Instrument | 2024034455 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 391 S 3RD ST, EAGLE LAKE, FL 33839-3303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 391 S 3RD ST, EAGLE LAKE, FL 33839-3303 |
| Document Number | 0000134700 |
|---|---|
| Date | Jun 08, 2023 |
| Book Page | 12722/744 |
| Instrument | 2023134700 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | May 01, 2052 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 07, 2022 |
| Property Address | 391 S 3RD ST, EAGLE LAKE, FL 33839-3303 |
| Document Number | 0000154970 |
| Book / Page | 12286 / 908 |
| Map Reference | MB 1 PG 12 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022154970 |
| Record Updated | Jun 21, 2022 |
| Title Company | EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2235 ROGERS RD, 2235, LAKELAND, FL 33812-3137 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 391 S 3RD ST, EAGLE LAKE, FL 33839-3303 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 27, 2022 |
| Property Address | 391 S 3RD ST, EAGLE LAKE, FL 33839-3303 |
| Document Number | 0000113795 |
| Book / Page | 12227 / 244 |
| Map Reference | MB 1 PG 12 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022113795 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2235 ROGERS RD, 2235, LAKELAND, FL 33812-3137 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 319 S 3RD ST, EAGLE LAKE, FL 33839-3303 |
| Document Number | 0012227245 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 12227/245 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,405.00 (-20.34%) Homeowner's exemption | $271,789 (+3.03%) Land $66,000 Building $205,789 | $271,789 (+3.03%) Land $66,000 Building $205,789 |
| 2023 | $5,530.00 (+1.28%) | $263,788 (+1.8%) Land $64,000 Building $199,788 | $263,788 (+1.8%) Land $64,000 Building $199,788 |
| 2022 | $5,460.00 | $259,126 Land $54,000 Building $205,126 | $259,126 Land $54,000 Building $205,126 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1990–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Based on FCC filings for 250 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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