Onslow County property record for 391 Richlands Loop Rd, Richlands, NC 28574 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 1965 |
| Lot Size | 2.1 acres (91,912 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (May 2022) |
| Tax Bill | $998 (2023) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-19 |
| Primary APN | 30-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 91,912 sqft (2.1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 485089000 |
|---|---|
| Old Parcel Number | 30 19, |
| Street Address | 391 RICHLANDS LOOP RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-6332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1301 CONSOLIDATED W/30 18 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 207 |
Source: Onslow County records · APN 30-19
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 391 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2022 · Amount on Record |
| Deed Sale | May 05, 2022 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Document Number | 0005747117 |
| Deed Book / Page | 5747 / 117 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 391 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 391 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6332 |
| Document Number | 0058350012 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 5835/12 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 05, 2022 |
| Property Address | 391 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6332 |
| Document Number | 0057470117 |
| Book / Page | 5747 / 117 |
| Instrument Date | Apr 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 RICHLANDS LOOP RD, RICHLANDS, NC 28574 |
| Document Number | 0005747123 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 5747-123 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $998.00 | $152,404 Land $33,330 Building $119,074 | $152,404 Land $33,330 Building $119,074 |
Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330002071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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