391 Prospect Blvd, Frederick, MD 21701 Property Records

Frederick County property record for 391 Prospect Blvd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,739 sqft · built 1980
Lot Size0.123 acres (5,335 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Dec 2013)
Tax Bill$4,688 (2025)
Deeds & MortgagesMar 2024 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN02-027305

Property Details

APN / Parcel Number

Primary APN02-027305
Alternative APNs
  • 2027305
  • 027305

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,739 sqft Living Area
1st Floor Area929 sqft
Basement Area810 sqft
Finished Basement810 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,335 sqft (0.123 acres)
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number027305
Street Address391 PROSPECT BLVD
CityFREDERICK
StateMD
Zip21701-6412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionL 41 S 8 PROSPECT DR 50.00X106.70X50.00X 106.69 CARROLLTON
Legal SubdivisionCARROLLTON
Legal Lot Number41
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1008
Census Tract765100

Owner

Source: Frederick County records · APN 02-027305

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address391 PROSPECT BLVD, FREDERICK, MD 21701-6412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 08, 2018Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2013 · Amount on Record
Deed SaleDec 16, 2013 · Amount on Record
Prior SaleDec 28, 1984 · Amount on Record
Deed Book / Page9887 / 339
Last Transfer DateOct 09, 2015
Transfer Doc0108880444
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address391 PROSPECT BLVD, FREDERICK, MD 21701-6412
Transaction TypeMortgage
Record UpdatedMar 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 PROSPECT BLVD, FREDERICK, MD 21701-6412

Mortgage

Document Number0167840466
DateMar 06, 2024
Book Page16784/466
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address391 PROSPECT BLVD, FREDERICK, MD 21701-6412
Document Number0123280518
Instrument DateMar 08, 2018
Transaction TypeMortgage
Record UpdatedApr 03, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address391 PROSPECT BLVD FREDERICK MD 217016412, FREDERICK, MD 21701-6412

Mortgage

Document Number0123280518
DateMar 23, 2018
Book Page012328/000518
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 22, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,688.00 (+4.85%) Homeowner's exemption$315,600 (+23.03%) Land $126,300 Building $189,300$315,600 (-) Land $126,300 Building $189,300
2024$4,471.00 (+7.22%)
2023$4,170.00 Homeowner's exemption$256,533$315,600 Land $126,300 Building $189,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 311 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Prospect Blvd

Nearby Streets

Search Property Records by Address or Parcel Number