Frederick County property record for 391 Prospect Blvd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,739 sqft · built 1980 |
| Lot Size | 0.123 acres (5,335 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2013) |
| Tax Bill | $4,688 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-027305 |
| Primary APN | 02-027305 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| 1st Floor Area | 929 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 810 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,335 sqft (0.123 acres) |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 027305 |
|---|---|
| Street Address | 391 PROSPECT BLVD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | L 41 S 8 PROSPECT DR 50.00X106.70X50.00X 106.69 CARROLLTON |
| Legal Subdivision | CARROLLTON |
| Legal Lot Number | 41 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-027305
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 391 PROSPECT BLVD, FREDERICK, MD 21701-6412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 08, 2018 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2013 · Amount on Record |
| Deed Sale | Dec 16, 2013 · Amount on Record |
| Prior Sale | Dec 28, 1984 · Amount on Record |
| Deed Book / Page | 9887 / 339 |
| Last Transfer Date | Oct 09, 2015 |
| Transfer Doc | 0108880444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 391 PROSPECT BLVD, FREDERICK, MD 21701-6412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 391 PROSPECT BLVD, FREDERICK, MD 21701-6412 |
| Document Number | 0167840466 |
|---|---|
| Date | Mar 06, 2024 |
| Book Page | 16784/466 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 391 PROSPECT BLVD, FREDERICK, MD 21701-6412 |
| Document Number | 0123280518 |
| Instrument Date | Mar 08, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 391 PROSPECT BLVD FREDERICK MD 217016412, FREDERICK, MD 21701-6412 |
| Document Number | 0123280518 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 012328/000518 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2048 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,688.00 (+4.85%) Homeowner's exemption | $315,600 (+23.03%) Land $126,300 Building $189,300 | $315,600 (-) Land $126,300 Building $189,300 |
| 2024 | $4,471.00 (+7.22%) | ||
| 2023 | $4,170.00 Homeowner's exemption | $256,533 | $315,600 Land $126,300 Building $189,300 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 311 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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