391 Pearson Cir, Naperville, IL 60563 Property Records

DuPage County property record for 391 Pearson Cir, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,308 sqft · built 1977
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Sep 2020)
Tax Bill	$10,327 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-12-405-028`

Property Details

APN / Parcel Number

Primary APN	`07-12-405-028`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,308 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	1,130 sqft
2nd Floor Area	1,178 sqft
Basement Area	744 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	16.7 ft deep x 8 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	391 PEARSON CIR
City	NAPERVILLE
State	IL
Zip	60563-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MILEDJE FARM SUB P.U.D. ALL
Legal Subdivision	MILEDJE FARM SUB
Legal Lot Number	24
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4003
Census Tract	846404

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 PEARSON CIR, NAPERVILLE, IL 60563-3051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 14, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	2020110297
Prior Transfer Date	Jan 23, 2019
Prior Transfer Doc	0000010904
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 28, 2020
Property Address	391 PEARSON CIR, NAPERVILLE, IL 60563-3051
Document Number	0000110297
Map Reference	DOC R76-28801
Instrument Date	Aug 5, 2020
Instrument	R2020-110297
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	391 PEARSON CIR, NAPERVILLE, IL 60563-3051

Mortgage

Document Number	0000110298
Date	Sep 28, 2020
Instrument	R2020-110298

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 14, 2019
Property Address	391 PEARSON CIR, NAPERVILLE, IL 60563-3051
Document Number	0000010904
Instrument Date	Jan 23, 2019
Instrument	10904
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 PEARSON CIR NAPERVILLE IL 605633051, NAPERVILLE, IL 60563-3051

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,327.00 (+16.95%)	$185,117 (+29.76%) Land $54,594 Building $130,523	$555,351 (+29.76%) Land $163,782 Building $391,569
2022	$8,830.00 Homeowner's exemption	$142,660 Land $41,740 Building $100,920	$427,980 Land $125,220 Building $302,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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