San Diego County property record for 391 Oak Ct, Chula Vista, CA 91911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1971 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $690,000 (Sep 2022) |
| Tax Bill | $8,570 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 620-610-40-00 |
| Primary APN | 620-610-40-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,323 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 8,800 sqft (0.202 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 391 OAK CT |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91911-3705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 190 TR 006723 |
| Legal Subdivision | CHULA VISTA GARDENS |
| Legal Tract | 006723 |
| Legal Block | 1 |
| Legal Lot Number | 190 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 13302 |
391 Oak Ct is owned and occupied by an individual who bought it in September 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 391 OAK CT, CHULA VISTA, CA 91911-3705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2022 | Grant Deed, Transfer · Conventional Mortgage NEW FUND MORTGAGE INC |
| Jan 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on File |
| Deed Sale | Sep 15, 2022 · Amount on File |
| Prior Sale | May 10, 2005 · Amount on File |
| Deed Document Number | 2022366008 |
| Prior Transfer Date | Nov 15, 2021 |
| Prior Transfer Doc | 0000039178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 15, 2022 |
| Property Address | 391 OAK CT, CHULA VISTA, CA 91911-3705 |
| Document Number | 0000366008 |
| Map Reference | MAP 6723 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022-0366008 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 OAK CT, CHULA VISTA, CA 91911-3705 |
| Document Number | 0000366009 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022-0366009 |
| Name | NEW FUND MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 27, 2022 |
| Property Address | 391 OAK CT, CHULA VISTA, CA 91911-3705 |
| Document Number | 0000039178 |
| Map Reference | MAP 6723 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022-0039178 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 391 OAK CT, CHULA VISTA, CA 91911-3705 |
| Document Number | 0000039179 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-0039179 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
The 2025 property tax bill for 391 Oak Ct was $8,570.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $732,233 (+2%) Land $551,828 Building $180,405 | |
| 2025 | $8,570.00 | $717,876 Land $541,008 Building $176,868 |
| 2023 | $7,817.00 (+6.99%) | $661,000 Land $498,000 Building $163,000 |
| 2022 | $7,306.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 391 Oak Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 391 Oak Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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