Rains County property record for 391 N 1st St, Point, TX 75472
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 824 sqft · built 1965 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2023 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0206-0440-0000-42 |
| Primary APN | 0206-0440-0000-42 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 824 sqft Living Area |
| 1st Floor Area | 824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 117 ft deep x 196 ft wide |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Carport Area | 600 sqft |
| Porch | Wood Porch |
| Porch Area | 592 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 02060440000042 |
|---|---|
| Street Address | 391 N 1ST ST |
| City | POINT |
| State | TX |
| Zip | 75472-5527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0206 SUNIGAS RAYMOND ACRES .430 |
| Legal Subdivision | SUNIGAS RAYMOND |
| Legal Block | 2 |
| Jurisdiction | RAINS TX |
| Township / Civil Division | POINT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950200 |
Source: Rains County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 391 N 1ST ST, POINT, TX 75472-5527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC |
| Jul 10, 2023 | Trustee's Deed, Foreclosure |
| May 3, 2018 | Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 |
| Deed Sale | Dec 4, 2023 |
| Prior Sale | Jul 10, 2023 · Amount on Record |
| Deed Document Number | 20232628 |
| Prior Transfer Date | Jun 24, 2023 |
| Prior Transfer Doc | 0000001476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAINS TX |
| Recording Date | May 20, 2026 |
| Property Address | 391 N 1ST ST, POINT, TX 75472-5527 |
| Document Number | 0000001252 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20261252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 391 N 1ST ST, POINT, TX 75472-5527 |
| Document Number | 0000001252, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20261252 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RAINS TX |
| Recording Date | Jul 10, 2023 |
| Property Address | 391 N 1ST ST, POINT, TX 75472-5527 |
| Document Number | 02023/1476 |
| Book / Page | 2023 / 1476 |
| Map Reference | VOL 49 PG 385 |
| Instrument Date | Jun 24, 2023 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5887 COPLEY DR, SAN DIEGO, CA 92111-7906 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | RAINS TX |
| Recording Date | May 3, 2018 |
| Property Address | 391 N 1ST ST, POINT, TX 75472-5527 |
| Document Number | 02018/0944 |
| Book / Page | 2018 / 0944 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 NORTH1ST ST, POINT, TX 75472-5527 |
| Document Number | 0020180945 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 2018/0945 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Rains County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rains County |
| Municipality | Point City |
| Unified School District | Rains Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,582 (-0.12%) Land $18,576 Building $76,006 | $94,582 (-0.12%) Land $18,576 Building $76,006 | |
| 2025 | $1,689.00 (+3.62%) | $94,699 (+10.7%) Land $18,576 Building $76,123 | $94,699 (+10.7%) Land $18,576 Building $76,123 |
| 2023 | $85,548 (+11.58%) Land $15,480 Building $70,068 | $85,548 (+11.58%) Land $15,480 Building $70,068 | |
| 2022 | $1,630.00 | $76,669 Land $12,900 Building $63,769 | $76,669 Land $12,900 Building $63,769 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POINT serves 3,600 people · EPA ID TX1900004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2023 Haloacetic acids resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | Corrosion control Oct 2017 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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