391 Main St, Durham, CT 06422 Property Records

Durham Town property record for 391 Main St, Durham, CT 06422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 974 sqft · built 1800
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2020)
Tax Bill	$4,373 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DURH P0181400`

Property Details

APN / Parcel Number

Primary APN	`DURH P0181400`
Alternative APNs	`P0181400` `16 33`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P0181400
Street Address	391 MAIN ST
City	DURHAM
State	CT
Zip	06422-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FARM -
Jurisdiction	DURHAM CT
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2004
Census Tract	585100

Owner

Source: Durham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 MAIN ST, DURHAM, CT 06422-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 1, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 9, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNECTICUT HOUSING FINANCE AUTHORITY
Oct 9, 2020	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Nov 4, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Book / Page	289 / 993
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	391 MAIN ST, DURHAM, CT 06422-1314
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000309-583
Date	Sep 18, 2025
Book Page	309/583

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	391 MAIN ST, DURHAM, CT 06422-1314
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000304-561
Date	Feb 1, 2024
Book Page	304/561

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM CT
Property Address	391 MAIN ST, DURHAM, CT 06422-1314
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	289-1009
Date	Oct 9, 2020
Book Page	289/1009

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM CT
Recording Date	Oct 9, 2020
Property Address	391 MAIN ST, DURHAM, CT 06422-1314
Document Number	289-993
Book / Page	289 / 993
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	289996
Date	Oct 9, 2020
Instrument	289/996

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM CT
Recording Date	Nov 4, 2019
Property Address	391 MAIN ST, DURHAM, CT 06422-1314
Document Number	285-653
Book / Page	000285 / 000653
Instrument Date	Nov 1, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$76.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59R PENT RD DURHAM CT 064222204, DURHAM, CT 06422-2204

Tax Assessment & Valuation

Source: Durham Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Durham Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,373.00 (+12.36%)	$156,170 (+50.03%) Land $91,770 Building $64,400	$295,338 (+305.33%)
2025	$3,892.00	$104,090 (-) Land $60,490 Building $43,600	$72,863 Land $42,343 Building $30,520
2024	$3,892.00 (+7.51%)
2023	$3,620.00 (+0.61%)	$104,090 (-) Land $60,550 Building $43,540
2022	$3,598.00	$104,090 Land $60,550 Building $43,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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