Duval County property record for 391 Main St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,138 sqft · built 1950 |
| Lot Size | 0.152 acres (6,613 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Jun 2018) |
| Tax Bill | $3,833 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 170902-0020 |
| Primary APN | 170902-0020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| Gross Area | 1,363 sqft |
| 1st Floor Area | 1,138 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,613 sqft (0.152 acres) |
| Lot Dimensions | 102 ft deep x 65 ft wide |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 391 MAIN ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-2529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARG |
| Legal Description | 18-34 17-2S-29E .15 SEC H ATLANTIC BEACH S 15FT LOT 3,LOT 4 BLK 125 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ATLANTIC BEACH SEC H |
| Legal Block | 125 |
| Legal Lot Number | 3,4 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 13902 |
391 Main St is owned and occupied by an individual who bought it in June 2018.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 391 MAIN ST, ATLANTIC BEACH, FL 32233-2529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC |
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Apr 16, 2018 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on File |
| Deed Sale | Jun 26, 2018 · Amount on File |
| Prior Sale | Apr 16, 2018 · Amount on File |
| Deed Document Number | 2018150297 |
| Deed Book / Page | 18434 / 2377 |
| Prior Transfer Date | Jun 21, 2018 |
| Prior Transfer Doc | 0184342377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 391 MAIN ST, ATLANTIC BEACH, FL 32233-2529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0193260438 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 19326/438 |
| Instrument | 2020175515 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 26, 2018 |
| Property Address | 391 MAIN ST, ATLANTIC BEACH, FL 32233-2529 |
| Document Number | 0184342377 |
| Book / Page | 018434 / 002377 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 150297 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,113.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 MAIN ST JACKSONVILLE FL 322332529, JACKSONVILLE, FL 32233-2529 |
| Document Number | 184342378 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 018434/002378 |
| Instrument | 150298 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Apr 16, 2018 |
| Property Address | 391 MAIN ST, ATLANTIC BEACH, FL 32233-2529 |
| Document Number | 0183510686 |
| Book / Page | 018351 / 000686 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 88156 |
| Transaction Type | Foreclosure |
| Record Updated | May 1, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $952.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2509 SPOKANE AVE E JACKSONVILLE FL 322332841, JACKSONVILLE, FL 32233-2841 |
The 2025 property tax bill for 391 Main St was $3,833, up 6% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,165 (-3.17%) Land $115,973 Building $124,192 | $240,165 (-3.17%) Land $115,973 Building $124,192 | |
| 2025 | $3,833.00 (+6%) | $248,029 Land $127,270 Building $120,759 | $248,029 Land $127,270 Building $120,759 |
| 2024 | $3,616.00 (+6.29%) | ||
| 2023 | $3,402.00 (+17.96%) | $232,867 (+15.24%) Land $127,270 Building $105,597 | $232,867 (+15.24%) Land $127,270 Building $105,597 |
| 2022 | $2,884.00 | $202,063 Land $115,700 Building $86,363 | $202,063 Land $115,700 Building $86,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 391 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 138 in force |
| Nearby Flood Claims | 53 (1993–2022) |
| Claims Outside the SFHA | 44 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 391 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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