391 Main St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 391 Main St, Amesbury, MA 01913

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,314 sqft · built 1817
Lot Size	0.059 acres (2,590 sqft)
Owner	Individual Name on File
Last Sale	$887,500 (Aug 2022)
Tax Bill	$17,047 (2026)
Deeds & Mortgages	Oct 2021 Refinance Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`AMES M:89 B:0004`

Property Details

APN / Parcel Number

Primary APN	`AMES M:89 B:0004`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,314 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	754 sqft
Basement Area	374 sqft
Unfinished Basement	374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1817
Effective Year Built	Effective 1817
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,590 sqft (0.059 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	391 MAIN ST
City	AMESBURY
State	MA
Zip	01913-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	4
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	2
Census Block	2041
Census Tract	266300

Owner

391 Main St is owned and occupied by an individual who bought it in August 2022.

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	391 MAIN ST, AMESBURY, MA 01913-4104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 25, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOGETHER CREDIT UNION
Oct 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
May 24, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	May 24, 2019 · Amount on File
Deed Book / Page	41152 / 77
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	391 MAIN ST, AMESBURY, MA 01913-4104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040387-528
Date	Oct 18, 2021
Book Page	40387/528
Instrument	20211018002010

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Aug 25, 2022
Property Address	391 MAIN ST, AMESBURY, MA 01913-4104
Document Number	0041152-77
Book / Page	41152 / 77
Instrument Date	Aug 25, 2022
Instrument	363
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	391 MAIN ST, AMESBURY, MA 01913-4104

Mortgage

Document Number	0000000364
Date	Aug 25, 2022
Instrument	364

Lender

Name	TOGETHER CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	391 MAIN ST, AMESBURY, MA 01913-4104
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40387-528
Date	Oct 18, 2021
Book Page	40387/528
Instrument	20211018002010

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	391 MAIN ST, AMESBURY, MA 01913-4104
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38686-209
Date	Jul 7, 2020
Book Page	38686/209
Instrument	20200707001100

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	May 24, 2019
Property Address	391 MAIN ST, AMESBURY, MA 01913-4104
Document Number	37534-230
Book / Page	37534 / 230
Instrument Date	May 24, 2019
Instrument	20190524002420
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 MAIN ST, AMESBURY, MA 01913-4104

Mortgage

Document Number	190524002430
Date	May 24, 2019
Instrument	190524002430

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 391 Main St was $17,047, up 12.3% from the year before.

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,047.00 (+12.29%)	$1,132,700 (+14.16%) Land $830,200 Building $302,500	$890,943 (-10.84%)
2025	$15,181.00 (+12.14%)	$992,200 (+14.63%) Land $698,900 Building $293,300	$999,305
2024	$13,538.00 (-1.83%)	$865,600 (+2.56%) Land $604,300 Building $261,300
2023	$13,791.00	$844,000 Land $499,400 Building $344,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Main St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000
Water Source	Surface water
Last State Inspection	Jun 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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