391 Lorberta Ln, Waterford, MI 48328 Property Records

Oakland County property record for 391 Lorberta Ln, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,421 sqft · built 1957
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,500 (Feb 1998)
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-276-009`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-276-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	103 ft deep x 80.5 ft wide
Terrain	Rolling
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	391 LORBERTA LN
City	WATERFORD
State	MI
Zip	48328-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 2 LOT 157
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 2
Legal Lot Number	157
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3005
Census Tract	144701

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	391 LORBERTA LN, WATERFORD, MI 48328-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Feb 16, 2022	Intrafamily Transfer, Transfer CRISLO TITLE COMPANY, CISLO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 1998 · Amount on Record
Deed Sale	Feb 27, 1998 · Amount on Record
Last Transfer Date	Feb 24, 2022
Transfer Doc	0000337196
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 3, 2022
Property Address	391 LORBERTA LN, WATERFORD, MI 48328-2528
Document Number	0000337196
Book / Page	57545 / 565
Map Reference	LB 78 PG 14&15
Instrument Date	Feb 24, 2022
Instrument	337196
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CISLO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 LORBERTA LN, 391, WATERFORD, MI 48328-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LORBERTA LN, WATERFORD, MI 48328-2528

Mortgage

Document Number	0057545567
Date	Mar 3, 2022
Instrument	57545/567

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 16, 2022
Property Address	391 LORBERTA LN, WATERFORD, MI 48328-2528
Document Number	0000321780
Book / Page	57459 / 116
Map Reference	LB 78 PG 14&15
Instrument Date	Jan 15, 2022
Instrument	321780
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 LORBERTA LN, 391, WATERFORD, MI 48328-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LORBERTA LN, WATERFORD, MI 48328-2528

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00 (-40.99%) Homeowner's exemption	$123,730 (+22.64%)	$247,460 (+22.64%)
2024	$1,915.00 (+17.2%)
2023		$100,890	$201,780
2021	$1,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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