391 Lone Tree Ln, Clover, SC 29710 Property Records

York County property record for 391 Lone Tree Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,306 sqft · built 2013
Lot Size	0.408 acres (17,786 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Sep 2026)
Tax Bill	$2,052 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-05-12-105`

Property Details

APN / Parcel Number

Primary APN	`010-05-12-105`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,306 sqft Living Area
Gross Area	2,995 sqft
1st Floor Area	940 sqft
2nd Floor Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	17,786 sqft (0.408 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Location & Zoning

Street Address	391 LONE TREE LN
City	CLOVER
State	SC
Zip	29710-7819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT# 53 FAULKNER RIDGE SECT II
Legal Subdivision	FAULKNER RIDGE
Legal Lot Number	53
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1014
Census Tract	61802

Owner

391 Lone Tree Ln is owned and occupied by two individuals who bought it in September 2026.

Source: York County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	391 LONE TREE LN, CLOVER, SC 29710-7819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Jun 12, 2024	Deed of Trust, Mortgage · FHA Mortgage LOAN PRONTO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	202634073
Deed Book / Page	22828 / 449
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Sep 22, 2026
Property Address	391 LONE TREE LN, CLOVER, SC 29710-7819
Document Number	0000034073
Book / Page	22828 / 449
Instrument Date	Sep 22, 2026
Instrument	202634073
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93,223.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LONE TREE LN, CLOVER, SC 29710-7819

Mortgage

Document Number	0000034074,
Date	Sep 22, 2026
Instrument	202634074

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	391 LONE TREE LN, CLOVER, SC 29710-7819
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1949900133
Date	Aug 10, 2021
Book Page	19499/133
Instrument	2021045726

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 5, 2041

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	391 LONE TREE LN, CLOVER, SC 29710-7819
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LONE TREE LN, CLOVER, SC 29710-7819

Mortgage

Document Number	2135000251
Date	Jun 12, 2024
Book Page	21350/251
Instrument	2024018227

Lender

Name	LOAN PRONTO INC
Type	Mortgage Company
Address	800 WESTMERE AVE STE 300, CHARLOTTE, NC 28208

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 391 Lone Tree Ln was $2,052.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,052.00	$8,252 Land $993 Building $7,259	$373,800 Land $45,000 Building $328,800
2023	$1,817.00	$7,176 Land $1,198 Building $5,978	$215,623 Land $36,000 Building $179,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 391 Lone Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Lone Tree Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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