Haywood County property record for 391 Locust Dr, Waynesville, NC 28786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,148 sqft · built 1979 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,020 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8605-51-8640 |
| Primary APN | 8605-51-8640 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,148 sqft Heated Area |
| Gross Area | 1,564 sqft |
| 1st Floor Area | 1,148 sqft |
| Utility Area | 60 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 229671 |
|---|---|
| Street Address | 391 LOCUST DR |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786-2281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCND |
| Legal Description | 391 LOCUST DR |
| Legal Subdivision | LOCUST DR |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | WAYNESVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920800 |
391 Locust Dr is owned and occupied by an individual who acquired it in February 2013.
Source: Haywood County records, as of October 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 391 LOCUST DR, WAYNESVILLE, NC 28786-2281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2013 |
| Transfer Doc | 0008410165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 391 LOCUST DR, WAYNESVILLE, NC 28786-2281 |
| Document Number | 0002481886 |
| Book / Page | 000248 / 001886 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 391 LOCUST DR HAZELWOOD NC 287862281, HAZELWOOD, NC 28786-2281 |
| Document Number | 0002481886 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 000248/001886 |
| Instrument | 3355 |
| Name | JANET L DYE |
|---|---|
| Address | 622 S HAYWOOD ST # 306, HAZELWOOD, NC 28786-5704 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 16, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 391 Locust Dr was $1,020.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Waynesville Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,600 (-) Land $26,200 Building $130,400 | ||
| 2025 | $1,020.00 | $156,600 Land $26,200 Building $130,400 | $156,600 Land $26,200 Building $130,400 |
| 2023 | $156,600 Land $26,200 Building $130,400 | $156,600 Land $26,200 Building $130,400 | |
| 2021 | $156,600 Land $26,200 Building $130,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 391 Locust Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 391 Locust Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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