391 Islander St, Oceanside, CA 92054 Property Records

San Diego County property record for 391 Islander St, Oceanside, CA 92054 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,356 sqft Living Area
Lot Size18,099 sqft (0.415 acres)
OccupancyOwner Occupied
Last Sale$217,000 (2000)
Tax Bill$3,627.00 (2025)

Property Details

APN / Parcel Number

Primary APN162-463-41-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,356 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Roof MaterialWood Shingle Roof
Lot Area18,099 sqft (0.415 acres)
Depth X Width278 ft x 63 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address391 ISLANDER ST
CityOCEANSIDE
StateCA
Zip92054-4771
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 3 ST CLSD& TR PM09931
Legal SubdivisionCITY/OCEANSIDE
Legal Tract9931
Legal Block3
Legal Lot Number3
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3003
Census Tract18511

Owner

Source: San Diego County records · APN 162-463-41-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address391 ISLANDER ST, OCEANSIDE, CA 92054-4771
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jan 25, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Mar 10, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2000 · Amount on Record
Deed SaleAug 11, 2000 · Amount on Record
Deed Doc Number2000426164
Last Transfer DateFeb 16, 2017
Transfer Doc0000111286
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address391 ISLANDER ST, OCEANSIDE, CA 92054-4771
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 ISLANDER ST, OCEANSIDE, CA 92054-4771

Mortgage

Document Number0000700892
DateNov 09, 2020
Instrument2020-0700892
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address391 ISLANDER ST, OCEANSIDE, CA 92054-4771
Document Number0000078822
Instrument DateJan 25, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 ISLANDER ST OCEANSIDE CA 920544771, OCEANSIDE, CA 92054-4771

Mortgage

Document Number0000078822
DateFeb 18, 2020
Instrument78822
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 10, 2017
Property Address391 ISLANDER ST, OCEANSIDE, CA 92054-4771
Document Number0000111286
Instrument DateFeb 16, 2017
Instrument111286
Transaction TypeTransfer
Record UpdatedMar 16, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address391 ISLANDER ST OCEANSIDE CA 920544771, OCEANSIDE, CA 92054-4771

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$333,497 (+2%) Land $153,686 Building $179,811
2025$3,627.00 (+5.28%) Homeowner's exemption$326,959 (+4.04%) Land $150,673 Building $176,286
2023$3,445.00 (+1.56%) Homeowner's exemption$314,265 Land $144,823 Building $169,442
2022$3,392.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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