391 Inverness Dr, Hubert, NC 28539 Property Records

Onslow County property record for 391 Inverness Dr, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,180 sqft · built 2016
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jun 2017)
Tax Bill	$1,901 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1307B-138`

Property Details

APN / Parcel Number

Primary APN	`1307B-138`
Alternative APNs	`467752000` `075750`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,180 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	467752000
Street Address	391 INVERNESS DR
City	HUBERT
State	NC
Zip	28539-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	L86 P2 HIGHLANDS @ QUEENS CREEK
Legal Subdivision	HIGHLANDS AT QUEENS CREEK PHASE II
Legal Lot Number	86
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2000
Census Tract	2803

Owner

391 Inverness Dr is owned and occupied by an individual who bought it in June 2017.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	391 INVERNESS DR, HUBERT, NC 28539-4607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 16, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Deed Document Number	20174632-083
Deed Book / Page	4632 / 83
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	391 INVERNESS DR, HUBERT, NC 28539-4607
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0059960362
Date	Jul 11, 2023
Book Page	5996/362

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	391 INVERNESS DR, HUBERT, NC 28539-4607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053550461
Date	Jan 8, 2021
Book Page	5355/461

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	320 Months
Due	Sep 1, 2047

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 7, 2020
Property Address	391 INVERNESS DR, HUBERT, NC 28539-4607
Document Number	0053300467
Book / Page	005330 / 000467
Instrument Date	Dec 2, 2020
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 INVERNESS DR HUBERT NC 285394607, HUBERT, NC 28539-4607

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 16, 2017
Property Address	391 INVERNESS DR, HUBERT, NC 28539-4607
Document Number	0046320083
Book / Page	4632 / 083
Map Reference	MB57 PG187
Instrument Date	Jun 13, 2017
Instrument	4632-083
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1, SNEADS FERRY, NC 28460-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 INVERNESS DR, HUBERT, NC 28539-4607

Mortgage

Document Number	4632087
Date	Jun 16, 2017
Instrument	4632-087

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 391 Inverness Dr was $1,901.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,901.00	$360,821 Land $60,000 Building $300,821	$360,821 Land $60,000 Building $300,821
2023	$1,901.00	$290,314 Land $45,000 Building $245,314	$290,314 Land $45,000 Building $245,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Inverness Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Inverness Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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