391 Holmes St, Lake, MS 39092 Property Records

Newton County property record for 391 Holmes St, Lake, MS 39092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 2022
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`008M-19-00-015.02`

Property Details

APN / Parcel Number

Primary APN	`008M-19-00-015.02`
Alternative APN	`021881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,790 sqft Adjusted Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asbestos
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	391 HOLMES ST
City	LAKE
State	MS
Zip	39092-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A LOT IN SW4 SW4 NE OF ICG RR 2022-NEW PARCEL SPLIT FROM PARCEL 15
Jurisdiction	NEWTON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2062
Census Tract	50302

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 HOLMES ST, LAKE, MS 39092-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Construction Mortgage AFFORDABLE LENDING GROUP LLC
Jul 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 26, 2021
Transfer Doc	000388/682
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	391 HOLMES ST, LAKE, MS 39092-5003
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000470/618
Date	Apr 12, 2022
Book Page	470/618
Instrument	470 618

Lender

Name	AFFORDABLE LENDING GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2023

Interest

Rate Type	Fixed Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEWTON MS
Recording Date	Jul 26, 2021
Property Address	391 HOLMES ST, LAKE, MS 39092-5003
Document Number	000388/682
Book / Page	388 / 682
Instrument Date	Jun 28, 2021
Instrument	388-682
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 104, LAKE, MS 39092-0104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 MONTROSE RD, LAKE, MS 39092-9707
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Newton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Newton County
Municipality	Lake Town
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 Homeowner's exemption	$13,655 (-)	$136,550 (-) Land $2,800 Building $133,750
2024	$1,582.00 (+0.7%)
2023	$1,571.00 (+9,718.75%) Homeowner's exemption	$13,655	$136,550 Land $2,800 Building $133,750
2022	$16.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WATER WORKS serves 500 people · EPA ID MS0620008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	50 / 10

May also be available: T-Mobile, Verizon.

Nearby Properties on Holmes St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures