391 Ferne Dr, Wheeling, IL 60090 Property Records

Cook County property record for 391 Ferne Dr, Wheeling, IL 60090

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,484 sqft · built 1977
Lot Size	0.043 acres (1,867 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (May 2018)
Tax Bill	$6,262 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-302-219`

Property Details

APN / Parcel Number

Primary APN	`03-12-302-219`
Alternative APN	`03-12-302-219-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	1,867 sqft (0.043 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	391 FERNE DR
City	WHEELING
State	IL
Zip	60090-6212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(HARMONY) VILLAGE RESUB OF PTS SECS11&12 SEC 11-42-11
Legal Range	11E
Legal Township	42N
Legal Section	11
Legal Subdivision	HARMONY VILLAGE RESUB OF PTS SECS11&12
Legal Block	40
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	4
Census Block	4006
Census Tract	802505

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 FERNE DR, WHEELING, IL 60090-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage M I E FINANCIAL INC
Jul 11, 2018	Quit Claim Deed, Transfer Quitclaim
May 14, 2018	Warranty Deed, Transfer · Conventional with PMI NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Deed Document Number	201855068
Last Transfer Date	Mar 19, 2021
Transfer Doc	0000012292
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 23, 2021
Property Address	391 FERNE DR, WHEELING, IL 60090-6212
Document Number	0011312292
Map Reference	DOC 2720033
Instrument Date	Mar 19, 2021
Instrument	2111312292
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	391 FEME DRIVE, WHEELING, IL 60090

Mortgage

Document Number	0011312293
Date	Apr 23, 2021
Instrument	2111312293

Lender

Name	M I E FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 11, 2018
Property Address	391 FERNE DR, WHEELING, IL 60090-6212
Document Number	1819255209
Instrument Date	Jun 5, 2018
Instrument	19255209
Transaction Type	Transfer
Record Updated	Jul 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 FERNE DR WHEELING IL 600906212, WHEELING, IL 60090-6212

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 14, 2018
Property Address	391 FERNE DR, WHEELING, IL 60090-6212
Document Number	1813455068
Instrument Date	Mar 16, 2018
Instrument	13455068
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	391 FERNE DR WHEELING IL 600906212, WHEELING, IL 60090-6212

Mortgage

Document Number	1813455069
Date	May 14, 2018
Instrument	13455069

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+18.19%) Land $3,734 Building $22,266	$260,000 (+18.19%) Land $37,340 Building $222,660
2023	$6,262.00 (+5.46%)
2022	$5,938.00 Homeowner's exemption	$21,999 Land $4,499 Building $17,500	$219,990 Land $44,990 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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