San Diego County property record for 391 Emerald Ave, Apt 7, El Cajon, CA 92020
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1977 |
| Lot Size | 1.04 acres (45,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Jul 2016) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 487-542-13-07 |
| Primary APN | 487-542-13-07 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 840 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Condo/Apartment |
| Lot Area | 45,490 sqft |
| Street Address | 391 EMERALD AVE, 7 |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-5050 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2200 |
| Legal Description | LOT 1 US391-7 PER DOC03-1267262&UND INT IN TR 014697 |
| Legal Subdivision | EMERALD ESTATES |
| Legal Tract | 014697 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 15901 |
391 Emerald Ave, Apt 7 is owned and occupied by an individual who bought it in July 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 391 EMERALD AVE, 7, EL CAJON, CA 92020-5050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2016 · Amount on File |
| Deed Sale | Jul 25, 2016 · Amount on File |
| Prior Sale | May 18, 2004 · Amount on File |
| Deed Document Number | 2016372439 |
| Prior Transfer Date | May 24, 2012 |
| Prior Transfer Doc | 0000332258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 391 EMERALD AVE APT 7, 7, EL CAJON, CA 92020-5050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 391 EMERALD AVE 7, 7, EL CAJON, CA 92020-5050 |
| Document Number | 0000427186 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021-0427186 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 391 Emerald Ave, Apt 7 was $2,568 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $227,160 (+2%) Land $85,669 Building $141,491 | |
| 2025 | $2,568.00 Homeowner's exemption | $222,707 Land $83,990 Building $138,717 |
| 2023 | $2,514.00 (+1.66%) Homeowner's exemption | $214,062 Land $80,730 Building $133,332 |
| 2022 | $2,473.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 391 Emerald Ave, Apt 7 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 391 Emerald Ave, Apt 7 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.
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