391 E 324th St, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 391 E 324th St, Willowick, OH 44095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 828 sqft · built 1956
Lot Size	0.096 acres (4,199 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2026)
Tax Bill	$4,711 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-A-045-B-00-024-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-045-B-00-024-0`
Alternative APN	`G 182`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	828 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,199 sqft (0.096 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	391 E 324TH ST
City	WILLOWICK
State	OH
Zip	44095-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	LOT 3 & 4 TRACT 16
Legal Subdivision	VINEWOOD BEACH SUBDIVISION
Legal Tract	16
Legal Block	3
Legal Lot Number	38
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	1
Census Block	1005
Census Tract	200200

Owner

391 E 324th St is owned and occupied by two individuals who bought it in June 2026.

Source: Lake County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	391 E 324TH ST, WILLOWICK, OH 44095-3321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Feb 7, 2025 · Amount on File
Deed Document Number	202612726
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 15, 2026
Property Address	391 E 324TH ST, WILLOWICK, OH 44095-3321
Document Number	0000012726
Instrument Date	Jun 2, 2026
Instrument	202612726
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	INFINITY HM TITLE, INFINITY TITLE

Transaction

Amount	Amount on Record
Tax	$46,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	391 E 324TH ST, WILLOWICK, OH 44095-3321

Mortgage

Document Number	0000012727,
Date	Jun 15, 2026
Instrument	202612727

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,570 Land $9,950 Building $53,620	$181,640 Land $28,440 Building $153,200
2023	$4,711.00 (+77.24%) Homeowner's exemption Senior Citizen's exemption	$45,480 (-) Land $8,640 Building $36,840
2022	$2,658.00 Homeowner's exemption Senior Citizen's exemption	$45,480 Land $8,640 Building $36,840
2021			$129,940 Land $24,680 Building $105,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 391 E 324th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 391 E 324th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20