391 Copper Beech Ct, Dayton, OH 45459 Property Records

Montgomery County property record for 391 Copper Beech Ct, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,742 sqft · built 1985
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Aug 2015)
Tax Bill	$6,438 (2024)
Deeds & Mortgages	Sep 2026 Construction Loan Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`O67 28016 0002`

Property Details

APN / Parcel Number

Primary APN	`O67 28016 0002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
1st Floor Area	1,542 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,166 sqft
Lot Dimensions	191 ft deep x 100 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	40 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	391 COPPER BEECH CT
City	DAYTON
State	OH
Zip	45459-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	403 NORMANDY FARM ESTS 3 SEC 2
Legal Subdivision	NORMANDY FARM ESTS 3
Legal Lot Number	2
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	40401

Owner

391 Copper Beech Ct is owned and occupied by an individual who bought it in August 2015.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	391 COPPER BEECH CT, DAYTON, OH 45459-3150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Jun 4, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015 · Amount on File
Deed Sale	Aug 31, 2015 · Amount on File
Deed Document Number	0000048001
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 24, 2026
Property Address	391 COPPER BEECH CT, DAYTON, OH 45459-3150
Document Number	0000057484
Instrument Date	Sep 21, 2026
Instrument	202657484
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057484,
Date	Sep 24, 2026
Instrument	202657484

Lender

Name	FIRST STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 25, 2027

Interest

Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	391 COPPER BEECH CT, DAYTON, OH 45459-3150
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN DIGITAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002285
Date	Jan 11, 2022
Instrument	2022-00002285

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	237 Months
Due	Oct 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	391 COPPER BEECH CT, DAYTON, OH 45459-3150
Document Number	0000042309
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 COPPER BEECH CT DAYTON OH 454593150, DAYTON, OH 45459-3150

Mortgage

Document Number	0000042309
Date	Jul 23, 2020
Instrument	42309

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,140 Land $16,800 Building $79,340
2024	$6,438.00 (+8.64%)
2023	$5,926.00 (-5.03%)	$96,140 (+2%) Land $16,800 Building $79,340	$274,690 Land $48,000 Building $226,690
2022	$6,240.00	$80,120 Land $14,000 Building $66,120
2020			$228,910 Land $40,000 Building $188,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 391 Copper Beech Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Copper Beech Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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