Ocean County and Lacey Township property record for 391 Constitution Dr, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 1986 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | Company Name on File |
| Last Sale | $121,000 (Aug 1990) |
| Tax Bill | $5,229 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00448-0000-00013 |
| Primary APN | 13-00448-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 8,760 sqft (0.201 acres) |
| Lot Dimensions | 120 ft deep x 73 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00039059 |
|---|---|
| Street Address | 391 CONSTITUTION DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 73 X 120 |
| Legal Subdivision | FORKED RIVER ESTATES AMD MAP |
| Legal Block | 448 |
| Legal Lot Number | 13 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 732101 |
391 Constitution Dr is owned by a company that bought it in August 1990 and is owner-occupied.
Source: Ocean County and Lacey Township records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 391 CONSTITUTION DR, FORKED RIVER, NJ 08731-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 1990 · Amount on File |
| Deed Sale | Aug 31, 1990 · Amount on File |
| Deed Book / Page | 4860 / 743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 391 CONSTITUTION DR, FORKED RIVER, NJ 08731-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201460243 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 20146/243 |
| Instrument | 2025076015 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 391 Constitution Dr was $5,229 with a veteran's exemption, up 13.8% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,200 (-) Land $80,000 Building $111,200 | $191,200 (-) Land $80,000 Building $111,200 | |
| 2025 | $5,229.00 (+13.8%) Veteran's exemption | $191,200 Land $80,000 Building $111,200 | $191,200 Land $80,000 Building $111,200 |
| 2024 | $4,595.00 | ||
| 2023 | $191,200 Land $80,000 Building $111,200 | $191,200 Land $80,000 Building $111,200 | |
| 2022 | $4,076.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 391 Constitution Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 391 Constitution Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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