391 Co Rd 528, Elba, AL 36323 Property Records

Coffee County property record for 391 Co Rd 528, Elba, AL 36323

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,199 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$819 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1401010000001010`

Property Details

APN / Parcel Number

Primary APN	`1401010000001010`
Alternative APNs	`615942` `35792`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	2,199 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Porch	Slab
Porch Area	1,564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	615942
Street Address	391 COUNTY ROAD 528
City	ELBA
State	AL
Zip	36323-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ NE COR OF NE 1 4 S 495.81 TO POB. S 420 W 519.08N 419.32 E 519.09 TO POB. CONT 5 ACRES.
Legal Range	20E
Legal Township	4N
Legal Section	01
Jurisdiction	COFFEE AL
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1036
Census Tract	10400

Owner

Source: Coffee County assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	391 COUNTY ROAD 528, ELBA, AL 36323-8217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRINITY BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	391 COUNTY ROAD 528, ELBA, AL 36323-8217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180A/393
Date	Jul 9, 2018
Book Page	180A/393

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	391 COUNTY ROAD 528, ELBA, AL 36323-8217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	177A/644
Date	Feb 12, 2018
Book Page	177A/644

Lender

Name	TRINITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	391 COUNTY ROAD 528, ELBA, AL 36323-8217
Transaction Type	Mortgage
Record Updated	Aug 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	195A/472
Date	Jul 29, 2020
Book Page	195A/472

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Jun 2, 2017
Property Address	391 COUNTY ROAD 528, ELBA, AL 36323-8217
Document Number	00173A/450
Book / Page	173A / 450
Instrument Date	May 16, 2017
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 COUNTY ROAD 528, 513, ELBA, AL 36323-8215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 COUNTY ROAD 528, ELBA, AL 36323-8217

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Unified School District	Coffee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$819.00 (+11.13%)	$24,620 (+11%) Land $3,270 Building $21,350	$275,930 (+10.64%) Land $36,650 Building $239,280
2023		$22,180 (-)	$249,390 (-) Land $34,520 Building $214,870
2022	$737.00 Homeowner's exemption	$22,180	$249,390 Land $34,520 Building $214,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1990–1998)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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