391 Clarktown Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 391 Clarktown Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,223 sqft · built 2003
Lot Size	2.35 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Jun 2019)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48000-00-095.02`

Property Details

APN / Parcel Number

Primary APN	`48000-00-095.02`
Alternative APN	`86063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,223 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	102,366 sqft (2.35 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	86063
Street Address	391 CLARKTOWN RD
City	BARDSTOWN
State	KY
Zip	40004-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	391 CLARKTOWN ROAD
Legal Subdivision	SURVEY OF RAYMOND E LEIGH
Jurisdiction	NELSON KY
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1002
Census Tract	930700

Owner

391 Clarktown Rd is owned and occupied by an individual who bought it in June 2019.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	391 CLARKTOWN RD, BARDSTOWN, KY 40004-9331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 10, 2018	Deed, Transfer · FHA Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	May 10, 2018 · Amount on File
Deed Document Number	20197925
Deed Book / Page	550 / 448
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Jun 28, 2019
Property Address	391 CLARKTOWN RD, BARDSTOWN, KY 40004-9331
Document Number	D550/448
Book / Page	D550 / 448
Instrument Date	Jun 26, 2019
Instrument	2019007925
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 CUBA HOLLOW LN, 410, WAVERLY, TN 37185-2556

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	391 CLARKTOWN RD, BARDSTOWN, KY 40004-9331

Mortgage

Document Number	2019007926
Date	Jun 28, 2019
Instrument	2019007926

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	May 10, 2018
Property Address	391 CLARKTOWN RD, BARDSTOWN, KY 40004-9331
Document Number	D538/028
Book / Page	D538 / 028
Instrument Date	May 9, 2018
Instrument	2018005467
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 LUTHERAN CHURCH RD, 1440, BARDSTOWN, KY 40004-9042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 CLARKTOWN RD, BARDSTOWN, KY 40004-9331

Mortgage

Document Number	2018005468
Date	May 10, 2018
Instrument	2018005468

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 391 Clarktown Rd was $2,723.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,723.00	$273,620 Land $26,480 Building $247,140	$273,620 Land $26,480 Building $247,140
2023	$2,165.00	$202,000	$202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Clarktown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Clarktown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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