391 Clark St, Grass Valley, CA 95945 Property Records

Nevada County property record for 391 Clark St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1935
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$477 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`008-472-009-000`

Property Details

APN / Parcel Number

Primary APN	`008-472-009-000`
Alternative APN	`08-472-09-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	952 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-472-09-000
Street Address	391 CLARK ST
City	GRASS VALLEY
State	CA
Zip	95945-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 COLUMBIA GARDEN TRACT
Legal Subdivision	COLUMBIA GARDEN TRACT
Legal Lot Number	14
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1005
Census Tract	602

Owner

391 Clark St is owned and occupied by two individuals who acquired it in October 2020.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	391 CLARK ST, GRASS VALLEY, CA 95945-7301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Oct 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIERRA CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 16, 2020
Transfer Doc	0000028783
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	391 CLARK ST, GRASS VALLEY, CA 95945-7301
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 CLARK ST, GRASS VALLEY, CA 95945-7301

Mortgage

Document Number	0000023948
Date	Nov 30, 2022
Instrument	20220023948

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 26, 2020
Property Address	391 CLARK ST, GRASS VALLEY, CA 95945-7301
Document Number	0000028783
Instrument Date	Oct 16, 2020
Instrument	28783
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	391 CLARK ST GRASS VALLEY CA 959457301, GRASS VALLEY, CA 95945-7301

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	391 CLARK ST, GRASS VALLEY, CA 95945-7301
Document Number	0000020439
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 CLARK ST GRASS VALLEY CA 959457301, GRASS VALLEY, CA 95945-7301

Mortgage

Document Number	0000020439
Date	Oct 15, 2019
Instrument	20439

Lender

Name	SIERRA CTRL CU
Type	Credit Union
Address	YUBA CITY, CA 95993

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 391 Clark St was $477 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,436 (+2%) Land $7,530 Building $35,906
2025	$477.00 Homeowner's exemption	$42,585 Land $7,383 Building $35,202
2023	$454.00 (+1.34%) Homeowner's exemption	$40,934 Land $7,098 Building $33,836	$365,310
2022	$448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Clark St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Clark St is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Race Communications.

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