391 Cherry Dr, Troy, MI 48083 Property Records

Oakland County property record for 391 Cherry Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,360 sqft · built 1984
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$322,000 (Feb 2023)
Tax Bill$4,413 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-27-181-026

Property Details

APN / Parcel Number

Primary APN88-20-27-181-026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area633 sqft
Basement Area633 sqft
Unfinished Basement633 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage Area487 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address391 CHERRY DR
CityTROY
StateMI
Zip48083-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 27 GREENOUGH HEIGHTS SUB E 70 FT OF LOT 37 8/14/84 FR 022
Legal Range11E
Legal Township2N
Legal Section27
Legal SubdivisionGREENROUGH HEIGHTS SUB
Legal Lot Number8,37
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1002
Census Tract197500

Owner

Source: Oakland County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address391 CHERRY DR, TROY, MI 48083-1609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
DIVERSIFIED MEMBERS CREDIT UNION
Feb 23, 2023Warranty Deed, Transfer · Conventional Mortgage
A BEST FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2023 · Amount on Record
Deed SaleFeb 23, 2023 · Amount on Record
Prior SaleOct 25, 2007 · Amount on Record
Deed Document Number202317690
Deed Book / Page58436 / 268
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJun 23, 2026
Property Address391 CHERRY DR, TROY, MI 48083-1609
Document Number0000089103
Book / Page61306 / 274
Instrument DateJun 12, 2026
Instrument202689103
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 CHERRY DR, TROY, MI 48083-1609

Mortgage

Document Number0000089103,
DateJun 23, 2026
Book Page61306/274
Instrument202689103
Lender
NameDIVERSIFIED MEMBERS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 17, 2041
Interest
Rate TypeFixed Rate
Rate5.71%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 23, 2023
Property Address391 CHERRY DR, TROY, MI 48083-1609
Document Number0000017690
Book / Page58436 / 268
Map ReferenceLB 27 PG 14
Instrument DateFeb 17, 2023
Instrument17690
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 DOMINIQUE, TROY, MI 48083-5678

Transferred To (Grantee/Buyer)

NameVerified Name
Address2272 CROOKS RD, TROY, MI 48084-5326

Mortgage

Document Number0000019642
DateFeb 28, 2023
Book Page58447/227
Instrument19642
Lender
NameA BEST FINANCIAL CORPORATION
AddressCANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,413.00 (+74.36%)
2023$266,240
2022$2,531.00$133,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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