391 Chan Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 391 Chan Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Lot Size	0.207 acres (9,027 sqft)
Owner	2 Individual Names on File
Last Sale	$554,000 (Nov 2018)
Tax Bill	$6,659 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-3450-024-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3450-024-0000`

Exterior

Lot Area	9,027 sqft (0.207 acres)

Location & Zoning

Street Address	391 CHAN CT
City	FOLSOM
State	CA
Zip	95630-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	CRESLEIGH RAVINE, LOT 24, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	CRESLEIGH RAVINE
Legal Lot Number	24
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8504

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	391 CHAN CT, FOLSOM, CA 95630-4063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Nov 2, 2019	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Nov 7, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI GUILD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Deed Book / Page	20181107 / 559
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	391 CHAN CT, FOLSOM, CA 95630-4063
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 CHAN CT, FOLSOM, CA 95630-4063

Mortgage

Document Number	0000000653
Date	Aug 26, 2021
Instrument	2021082600653

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	391 CHAN CT, FOLSOM, CA 95630-4063
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 CHAN CT, FOLSOM, CA 95630-4063

Mortgage

Document Number	2021082600653
Date	Aug 26, 2021
Instrument	2021082600653

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	391 CHAN CT, FOLSOM, CA 95630-4063
Document Number	2009141196
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 CHAN CT FOLSOM CA 956304063, FOLSOM, CA 95630-4063

Mortgage

Document Number	2009141196
Date	Sep 14, 2020
Instrument	2009141196

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	391 CHAN CT, FOLSOM, CA 95630-4063
Document Number	1911041377
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 CHAN CT FOLSOM CA 956304063, FOLSOM, CA 95630-4063

Mortgage

Document Number	1911041377
Date	Nov 4, 2019
Instrument	1911041377

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 7, 2018
Property Address	391 CHAN CT, FOLSOM, CA 95630-4063
Document Number	1811070559
Instrument Date	Nov 2, 2018
Instrument	1811070559
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$609.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 CHAN CT FOLSOM CA 956304063, FOLSOM, CA 95630-4063

Mortgage

Document Number	1811070560
Date	Nov 7, 2018
Instrument	1811070560

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,924 (+2%) Land $182,049 Building $447,875
2025	$6,659.00 (+2.13%) Homeowner's exemption	$617,574 (+4.04%) Land $178,480 Building $439,094
2024	$6,520.00 (+1.83%)
2023	$6,403.00 (+1.49%) Homeowner's exemption	$593,595 Land $171,550 Building $422,045
2022	$6,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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