391 Cedar Hill Rd, Flora, MS 39071 Property Records

Madison County property record for 391 Cedar Hill Rd, Flora, MS 39071

Property Summary

Property Type	Other Improved
Details	4,440 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$1,064,000 (Jun 2025)
Tax Bill	$5,471 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`081D-18-001/03`

Property Details

APN / Parcel Number

Primary APN	`081D-18-001/03`
Alternative APN	`59264`

Interior

Building Area	4,440 sqft Adjusted Area
1st Floor Area	2,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	59264
Street Address	391 CEDAR HILL RD
City	FLORA
State	MS
Zip	39071-9573
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R1
Legal Description	LOT 8 PROPRIETORS POINTE SUBD & .2 AC ON SW SIDE -8 ACC-
Legal Range	01E
Legal Township	08N
Legal Section	18
Legal Subdivision	PROPRIETORS POINTE
Legal Lot Number	8
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2000
Census Tract	30302

Owner

391 Cedar Hill Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Madison County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	391 CEDAR HILL RD, FLORA, MS 39071-9573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage BANK OF FOREST
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage DIVERSIFIED MORTGAGE INC
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF FOREST
Dec 29, 2022	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Prior Sale	Dec 29, 2022
Deed Document Number	20251029208
Deed Book / Page	4565 / 741
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	004290/463
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	391 CEDAR HILL RD, FLORA, MS 39071-9573
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 DISTRIBUTION DR, MADISON, MS 39110-9066

Mortgage

Document Number	004026/567
Date	Apr 20, 2021
Book Page	4026/567
Instrument	924214

Lender

Name	BANK OF FOREST
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 9, 2022

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	391 CEDAR HILL RD, FLORA, MS 39071-9573
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004195/851
Date	Apr 13, 2022
Book Page	4195/851
Instrument	954854

Lender

Name	DIVERSIFIED MORTGAGE INC
Type	Mortgage Company
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	391 CEDAR HILL RD, FLORA, MS 39071-9573
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 DISTRIBUTION DR, MADISON, MS 39110-9066

Mortgage

Document Number	004196/662
Date	Apr 18, 2022
Book Page	4196/662
Instrument	955005

Lender

Name	BANK OF FOREST
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 4, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON MS
Recording Date	Dec 29, 2022
Property Address	391 CEDAR HILL RD, FLORA, MS 39071-9573
Document Number	004290/463
Book / Page	4290 / 463
Map Reference	CAB G SL 31A&3B
Instrument Date	Dec 29, 2022
Instrument	974406
Record Updated	Feb 12, 2024

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 CRESCENT PL, RIDGELAND, MS 39157-8676

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 CEDAR HILL RD, FLORA, MS 39071-9573

Tax Assessment & Valuation

The 2025 property tax bill for 391 Cedar Hill Rd was $5,471 with a homeowner's exemption, down 5.2% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,471.00 (-5.2%) Homeowner's exemption	$61,989	$619,890 Land $160,000 Building $459,890
2024	$5,771.00 (-28.74%)
2023	$8,098.00	$86,984	$579,890 Land $120,000 Building $459,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 391 Cedar Hill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Cedar Hill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
NETSPEEDMS Fixed Wireless	439 / 251

Cell Coverage

5G (outdoors only) and 4G LTE

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