McDowell County property record for 391 Bill Deck Rd, Union Mills, NC 28167
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4 ba · 1,870 sqft · built 1980 |
| Lot Size | 3.39 acres (147,668 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jan 2023) |
| Tax Bill | $1,433 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1657-00-59-6375 |
| Primary APN | 1657-00-59-6375 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,870 sqft Heated Area |
| Gross Area | 4,222 sqft |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,230 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 147,668 sqft (3.39 acres) |
| Lot Width | 1,200 ft Width |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79219 |
|---|---|
| Street Address | 391 BILL DECK RD |
| City | UNION MILLS |
| State | NC |
| Zip | 28167-7607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 3.39 AC (2.22&1.17AC) |
| Legal Subdivision | EDGAR R & BRENDA B JONES |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | DYSARTSVILLE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970904 |
391 Bill Deck Rd, a rural home, is owned and occupied by an individual who bought it in January 2023.
Source: McDowell County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 391 BILL DECK RD, UNION MILLS, NC 28167-7607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Prior Sale | May 1, 1987 · Amount on File |
| Deed Document Number | 2023149 |
| Deed Book / Page | 1424 / 278 |
| Prior Transfer Date | Nov 14, 2008 |
| Prior Transfer Doc | 0009790869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 13, 2023 |
| Property Address | SR 1774, UNION MILLS, NC 28167 |
| Document Number | 0014240278 |
| Book / Page | 1424 / 278 |
| Instrument Date | Jan 3, 2023 |
| Instrument | 2023000149 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 BILL DECK RD, UNION MILLS, NC 28167-7607 |
| Document Number | 2023000150 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2023000150 |
| Name | EDGAR THEODORE JONES ETAL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jan 1, 2045 |
The 2025 property tax bill for 391 Bill Deck Rd was $1,433.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,433.00 | $211,420 Land $28,000 Building $183,420 | |
| 2023 | $1,391.00 (+7%) | $211,420 (+8.59%) Land $28,000 Building $183,420 | $211,420 (+8.59%) Land $28,000 Building $183,420 |
| 2022 | $1,300.00 | $194,700 Land $26,000 Building $168,700 | $194,700 Land $26,000 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 391 Bill Deck Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 391 Bill Deck Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Skyrunner, T-Mobile.
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