Walton County property record for 391 Avalon Blvd, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,866 sqft · built 1996 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Jun 2019) |
| Tax Bill | $5,088 (2024) |
| Deeds & Mortgages | Jan 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42700-000-1020 |
| Primary APN | 30-2S-21-42700-000-1020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,866 sqft Living Area |
| Gross Area | 4,415 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Dimensions | 14 ft deep x 9 ft wide |
| Garage Type | Finished |
| Garage Area | 479 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 249 sqft |
| Deck Area | Deck Area |
| Patio Area | 821 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1068115 |
|---|---|
| Street Address | 391 AVALON BLVD |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 102 AVALON BEACH ESTATES PB 10-37 OR 1158-223 OR 2791-1159 OR 3108-3539 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | AVALON BEACH ESTATES |
| Legal Lot Number | 102 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950608 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 391 AVALON BLVD, MIRAMAR BEACH, FL 32550-3829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jun 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Apr 28, 2008 · Amount on Record |
| Deed Document Number | 20190019896 |
| Deed Book / Page | 3108 / 3539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 391 AVALON BLVD, MIRAMAR BEACH, FL 32550-3829 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031313816 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 3131/3816 |
| Instrument | 20200003401 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 391 AVALON BLVD, MIRAMAR BEACH, FL 32550-3829 |
| Document Number | 0031083539 |
| Book / Page | 3108 / 3539 |
| Map Reference | MB 10 PG 37 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 20190019896 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4295 BOBBINS WAY, 4295, CUMMING, GA 30041-2347 |
| Name | Verified Name |
|---|---|
| Address | 3873 TIMBERLINE WAY, VESTAVIA, AL 35243-2453 |
| Document Number | 0031083541 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 3108/3541 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876,997 (-4.52%) Land $320,250 Building $556,747 | $876,997 (-4.52%) Land $320,250 Building $556,747 | |
| 2024 | $5,088.00 (+3.77%) | ||
| 2023 | $4,903.00 (+1.18%) Homeowner's exemption | $918,486 (+16.85%) Land $320,250 Building $598,236 | $918,486 (+16.85%) Land $320,250 Building $598,236 |
| 2022 | $4,846.00 Homeowner's exemption | $786,012 Land $355,478 Building $430,534 | $786,012 Land $355,478 Building $430,534 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1996) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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